No, I got my Note directly through o2. I don't see how affordable mobiles have any involvement with your monthly bill since the contract is with o2, but it will be interesting to see what happens. Hopefully I get it tomorrow so we'll see, I still have my Note so I'm quite happy to send this back if they try fobbing me off.
It wont be O2 that charge you the fine. It will be affordable mobiles.