Families need £36,800 to live acceptably.....

ants83 said:
lol at the guy on here saying his 36k is not enough, i dont know how id cope on 36K!"!"""!!
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different lifestyle. you adapt to your earnings, you get used to a certain way of life, and if your earnings go up you adjust to meet it. the problem is when they go down, it is really hard to go back. if you have never had it, it feels like a luxury for the people that have it. but if you have had it for a long period of time, then it is hard to think about giving it up.

yeh im envious of people earning lots more than me and having what I deem a luxury, but I don't begrudge them that, they deserve to spend their money how they wish.
 
Well it's no secret I have a real problem with people having kids they cannot afford, and it's also no secret that the children of poorer parents tend to do worse at school and are more likely to commit crime as they grow up. Frankly poor people should be banned from having children, but enforcing this would send the human rights brigade into some kind of cataclysmic meltdown.
 
shoes said:
Well it's no secret I have a real problem with people having kids they cannot afford, and it's also no secret that the children of poorer parents tend to do worse at school and are more likely to commit crime as they grow up. Frankly poor people should be banned from having children, but enforcing this would send the human rights brigade into some kind of cataclysmic meltdown.
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Edit : Best if I didn't really.

I have nothing to say to you which couldn't be construed as a personal attack.

Edit Edit : I find your opinion laughably ill informed. If I was to ask someone who was both very angry indeed, and who had the mind of a six year old child then that's what I'd expect them to come back with - if I asked them while they were masturbating to violent porn. I am of course not saying that about you. I think it's entirely coincidence you've come out with that opinion.
 
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ants83 said:
lol at the guy on here saying his 36k is not enough, i dont know how id cope on 36K!"!"""!!
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Different requirements in life, I earn approx the 20k mark but I've tied a lot of that up in share save schemes and pensions etc... Not everyone is like me but I leave myself a bare minimum to spend on a weekly basis and just try to build a safety net.

Should mention I have a commute to work as well, I end up forking around £250 to get to work and back a month. All those bits add up.
 
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Posty said:
Is childcare a restricted business? I know it is very expensive in my area and I'm wonder if its because other providers are being blocked from opening? Surely cant cost that much to hire 2 or 3 supervisors in a large hall...
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IIR we only allow 3 children per carer. thats why its so expensive. most of europe is 5 or 6 kids and less regs and cheaper for them to register and setup. basically red tape is costing people a fortune.

my wife has quit work as she doesnt earn enough to cover childcare and to be honest i would rather her bring him up anyway.
 
triggerthat said:
Some people want kids, some want to live life to the max. What do you want?
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Freedom, both financially and commitment wise, the ability to, within reason, do what I want, when I want without having to plan days or weeks in advance and book baby sitters etc. I want to be able to afford the nice things I have, I want to pay off my mortgage quickly and when I get home from work I want to relax, not start an evening's work looking after children I don't want.

Yup, that sums it up really.

That and the fact that with a combined income of £45k currently, my partner and I are not in a position to have children - there is no way on this earth any child of mine is going to a local comprehensive and at his stage we cannot afford proper education, so if we were to have kids that income ideally needs to be north of £80k in today's terms IMO.
 
This is exactly why I am not having kids, tricky finding a partner that agrees, if current gf ever decided she wanted kids, end of relationship.

I'm lucky I don't and will not want kids
 
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The Halk said:
Edit : Best if I didn't really.

I have nothing to say to you which couldn't be construed as a personal attack.
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Go on..........take one for the team.

I'm not sure a value can really be set. It massively depends on one's perception of comfortable living as well as location. For example in London that is nowhere near enough. However away from the big city i know people who live quite comfortably on less than 36k.
 
shoes said:
That and the fact that with a combined income of £45k currently, my partner and I are not in a position to have children - there is no way on this earth any child of mine is going to a local comprehensive and at his stage we cannot afford proper education, so if we were to have kids that income ideally needs to be north of £80k in today's terms IMO.
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Raised a smile, so you have an income of £45k combined, feel that £80k is the number you wish to achieve, yet feel you are in a position to be snobby about state education?

I think you are in for a shock as to how much private education costs, you will not be sending your offspring to a private college on your target income. :p
 
That's the problem right there. Unless you have a particularly well paid job, the cost of childcare is just not viable.

If that childcare was perhaps a perk of your/her job. The money she works hard to earn would go to the family.

Until the kids at school and then you still require it if your work hours don't fit with school hours.

A simple thing like affordable childcare would not solve the entire issue but it allows those who genuinely want to work but cant who get branded with the same brush as those who have kids so they don't need to work get out of that rut.
 
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