Families need £36,800 to live acceptably.....

realBabelfish said:
if your life is so good why do you sound like such a horrible nasty ****?
Click to expand...

I don't... I just take personal responsibility for myself. I don't claim benefits, I am in no debt with the exception of a small mortgage (the payments of which could triple and we'd still be able to afford it), no kids.. I live within my means.

I have little time for people who wilfully make their situation worse. I can fully appreciate circumstances change, and that's why we have a welfare system. I cannot stand those who see it as a way of life over a safety net though. The thought of having kids and needing child benefit, tax credits... whatever to afford it is, in my opinion, abhorrent.
 
Part of the question is,

How much difference would it make to those on less than £18k PA to get bumped to to that?, I did some calculations a while back when presenting a case to my CEO regarding increases the wages for the lowest earners in my company.

The key thing I found was that at the lower wage levels, a minor increase in income yielding a massive increase in disposable income.

How much would it improve your quality of life, to go from say £100 a month after expenses to £300 a month after expenses?.

To put it into perspective, I may earn double the average but my disposable income is closer to 10/20 times higher than that of somebody on a low income.

It's clearly unbalanced when wages have a "critical point" in which all money earned after is "play-money" to either spend on luxury goods, holidays, houses, cars or a general increase in living quality (better food, higher quality goods etc) when most of the population have not yet even reached it, let alone have a reasonable disposable income after expenses.

Nobody should live just to work.
 
Last edited:
shoes said:
Last time I looked we weren't under threat of attack?

German? Oh you mean the war? The war with conscription? Where it was irrelevant of how wealthy you were? That one? hmmmmmm.

Why do so many of the poor join the army? Because they fail at anything that requires thought, so being a human shield for the americans is one of few options left.
Click to expand...

WOW.
That is just..... special

Extra Special
 
Jez said:
Even so, the point stands. You certainly talk the talk for someone who is clearly not exactly a high flyer.
Click to expand...

What point still stands... the one that I am comfortable? Or that I have no debt or reliance on the state? Or the one about me not having any kids because we couldn't afford them without state help?
 
elmarko1234 said:
How much would it improve your quality of life, to go from say £100 a month after expenses to £300 a month after expenses?.
Click to expand...

A considerable amount I should think. I'll tell you this for free.

If I only had 300 per month after expenses I'd be crying..... I could imagine living off 100 a month.
 
krooton said:
I think 2 is a fair enough number to have with support, so yes.
Click to expand...

Does that limit include all previous relationships? So, hypothetically you meet a woman who already has two kids, form a stable relationship but cannot have a kid together because you wouldn't get child benefit? Seems a little harsh given the savings to the country wouldn't be that big anyway.
 
Me and missus total anywhere between £29 - 32k between us depending on the amount of overtime my missus does in a year.

I'd say for people in our region (south west) that's a fairly accurate figure, if we were on £36k between us we'd be quite comfortable and be able to afford a second child without much issue. based on the average 3 bed family home for rent costing around £650-700pm here that'd be happy living. As it is at the moment though earning £4-7k less than that things can get tight at times.
 
elmarko1234 said:
Part of the question is,

How much difference would it make to those on less than £18k PA to get bumped to to that?, I did some calculations a while back when presenting a case to my CEO regarding increases the wages for the lowest earners in my company.

The key thing I found was that at the lower wage levels, a minor increase in income yielding a massive increase in disposable income.

How much would it improve your quality of life, to go from say £100 a month after expenses to £300 a month after expenses?.
Click to expand...

like i have said, i take home around £10k a year, and i manage, but that's all. some weeks i don't eat too well, but others are ok. if i got an extra £20-£30 a week (£1k-£1.5k a year) would make a huge difference to me and still only takes me to under £12k after tax.
 
How did thread derail into an argument over state and private education, views on starting a family and a case of "I'm better than you because of x,y,z"?
 
estebanrey said:
tumblr_leftahY4RZ1qf8yek.gif
Click to expand...

lol

have you considered taking a wage cut and getting out of london, groen?
 
LordSplodge said:
Does that limit include all previous relationships? So, hypothetically you meet a woman who already has two kids, form a stable relationship but cannot have a kid together because you wouldn't get child benefit? Seems a little harsh given the savings to the country wouldn't be that big anyway.
Click to expand...

I don't really see why everyone should be entitled to a state-assisted family of any size they like.

There is no need to have kids (ignoring the whole continuation of the species thing), it is very much a want.
 
It's a forum guy's your always going to have the willy wobblers and the bigusdickuses

Internet holds a lot of opinion and theres not much you can do about it, if your offened by it do not read.
 
You must log in or register to reply here.
Back
Top Bottom