Has anyone used 'black box' insurance and did it cut your premiums?

[MarkDavis]

Would be interested to know if anyone's got any real world experience of this?

http://www.guardian.co.uk/money/2012/feb/10/car-insurance-aa-black-box

 

[acemastr]

I have a girl on facebook who is limited to 15miles per day on hers and it still costs her £1500 to insure an old Audi A4.

It isn't worth the lower premiums

 

[paddy]

There are a few thoughts in here: http://forums.overclockers.co.uk/showthread.php?t=18422421

 

[shoes]

I have a girl on facebook who is limited to 15miles per day on hers and it still costs her £1500 to insure an old Audi A4.

It isn't worth the lower premiums

lol wut - 15 miles a day!? **** the bed

 

[Frozennova]

lol wut - 15 miles a day!? **** the bed

My classic policy for my first year effectively limited me to less than this of averaged out. Although not limited on a per day basis.

Black Box insurance for me worked out no cheaper and imposed silly restrictions.

 

[shoes]

15 miles a day tracked is a bit different to 5,475 miles a year though.

 

[Woden]

I have a girl on facebook who is limited to 15miles per day on hers and it still costs her £1500 to insure an old Audi A4.

It isn't worth the lower premiums

What? Not many could get to work and back on that!

 

[Vonhelmet]

What? Not many could get to work and back on that!

No, but those with a round trip commute of under 15 miles could.

 

[Nikumba]

I tried using one of the comparison websites but the quotes were massively more than what I was on now.

A lot of insures place penalties on you if you drive after 10pm and stupid things like that

Kimbie

 

[BennyC]

The idea of giving your insurer the oppurtunity to charge you more is unnerving.

 

[Joe T]

I have a girl on facebook who is limited to 15miles per day on hers and it still costs her £1500 to insure an old Audi A4.

It isn't worth the lower premiums

Would have been her premium without it then? I assume you have some numbers to back up your statement?

 

[acemastr]

I'm simply going by how much she whinges about it, apparently it'd be £3k without it

 

[Horse Pop]

Pretty sure a black box would only send my premium one way :/

Why do I get the feeling they'd constantly be looking for any excuse not to pay out with one of these too?

 

[godinman]

We work with the largest distributor of one of the more popular black-box cameras, they've been in talks with some domestic (as opposed to business) vehicle insurers, we'll soon see black-box cameras making a much more positive impact on insurance prices, at least that's what I've been told!

 

[Zefan]

No, but those with a round trip commute of under 15 miles could.