Need to insure both mine and the wives S3.

Not protect my bubble. Bad experience with them.

Now have everything insured through my bank, I ditched HSBC, no benefits, expensive fines, stupid security.
 
ring up that Phones4u one. (they have a different name but im sure its just phones4u). they will offer you a huge discount on the official rate. they went down to about £2.80 a month with a much lower excess from the original price of 8.99, however i was an existing customer. worth a try.
 
Who do you bank with now?

HSBC. Been with them for 15 years so dont really wanna change.

You don't have house insurance? How come?

I dont have a house.

ring up that Phones4u one. (they have a different name but im sure its just phones4u). they will offer you a huge discount on the official rate. they went down to about £2.80 a month with a much lower excess from the original price of 8.99, however i was an existing customer. worth a try.

Thanks will give them a try.
 
Who do you bank with now?

Me?
Co-op

£10 a month gets me interest free over draft, travel insurance, phone insurance, gadget insurance, break down cover and a few other things.
Security is a lot better only need the "calculator" when setting up new transfer accounts. Once set up, you can send payments without it. That to me is a sensible comprormise. It means I can still shift money when out and about.

Been over overdraft once, they sent me a letter and had 7days to rectify my mistake before incurring fees, unlike HSBc.
 
Me?
Co-op

£10 a month gets me interest free over draft, travel insurance, phone insurance, gadget insurance, break down cover and a few other things.
Security is a lot better only need the "calculator" when setting up new transfer accounts. Once set up, you can send payments without it. That to me is a sensible comprormise. It means I can still shift money when out and about.

Been over overdraft once, they sent me a letter and had 7days to rectify my mistake before incurring fees, unlike HSBc.

Thanks for that mate, off to look now :D
 
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