Is this a legitimate PPI claim?

buchtis · 22 Aug 2012 at 20:36

1st off i've not signed up to any dodgy services at all and only use my CC on eBay and PayPal.

Anyway i've got this text saying someone's been trying to contact me regarding a PPI claim. It's asking me to reply back with CONFIRM and they'll supposedly give me a ring. Like I stated i've not given my details out to anyone or gone on any dodgy sites so it this actually legitimate?

The number is: +44 7876 653511.

Ta.

tom_e · 22 Aug 2012 at 20:36

No, they'll have bought your number from somewhere.

Jokester · 22 Aug 2012 at 20:37

Have you ever had PPI?

GravyMonster · 22 Aug 2012 at 20:37

jordan282 · 22 Aug 2012 at 20:49

Spam text. They will charge you 30% to get your PPI back if it was indeed sold.

Paradiso · 22 Aug 2012 at 20:51

got this text too, just ignore.

buchtis · 22 Aug 2012 at 20:54

No idea what a PPI is to be honest. I'll ignore it though, thanks guys.

kPATm · 22 Aug 2012 at 21:04

If they contacted you ignore it

sparky05084 · 22 Aug 2012 at 21:05

Had a similar thing happen to me. Recieved a text from an unknown number saying:

"Hi, there is still £2341.76 in your name for the mis-selling of PPi on your loans and credit cards. To get this sent out ASAP reply PPi to this message NOW".

Doesn't look right to me. I did finance my car on HP back in 2005 and was paid off July 2010 but nowhere in my agreement can I see any small print or anything of the sort that refers to insurance or PPi.

I think I'm going to leave this one too.

arknor · 22 Aug 2012 at 21:10

buchtis said:
1st off i've not signed up to any dodgy services at all and only use my CC on eBay and PayPal.

Anyway i've got this text saying someone's been trying to contact me regarding a PPI claim. It's asking me to reply back with CONFIRM and they'll supposedly give me a ring. Like I stated i've not given my details out to anyone or gone on any dodgy sites so it this actually legitimate?

The number is: +44 7876 653511.

Ta.

its a scam i had a similar message..
if you had a ppi claim you wouldnt need a text message to find out you had filed one...

ive also had a text message before saying something about my insurance claim from a car accident and XX thousands were waiting for me

Zefan · 22 Aug 2012 at 21:13

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Kill me.

Roalith · 22 Aug 2012 at 21:41

Ignore it. It's spam.

On Holiday · 22 Aug 2012 at 22:04

Anybody that has had a credit card / mortgage / loan; I would recommend getting your PPI back - I've seen one case where a guy had a £80k mortgage and got £11k of it back.

You don't NEED a solicitor but it's likely they can sometimes get you a bit extra back (even more likely that they'll take it back with their extortionate 30% fee)

Meridian · 22 Aug 2012 at 22:10

Look forward to the one about claiming after your accident as well.

benskia · 22 Aug 2012 at 22:13

I had several automated calls to my home phone about PPI. It said press 5 to make my claim now.

So I did on a couple of occasions and for the first few seconds I made out I was falling for their scam, but then quickly shouted stick it up your **** and a load of extra expletives. They actually seem to have stopped calling since then. Most likely just coincidence I haven't been in when they called since though.

BigBoy · 22 Aug 2012 at 23:02

You do realise that by pressing 5 you are accepting a charge back for some untold amount of money don't you?

demonix · 23 Aug 2012 at 14:07

Forward the message to 7726 and also report it to the ASA.

The message is unsolicited and as such is a breach of advertising guidelines.

Mark H · 23 Aug 2012 at 14:13

If anyone does want to genuinely claim back their PPI you can contact the bank directly. Money Saving Expert has all the template letters to fill in. This way you don't have to pay a company anything, scam or not!

PapaLazaru · 23 Aug 2012 at 14:25

Mark H said:
If anyone does want to genuinely claim back their PPI you can contact the bank directly. Money Saving Expert has all the template letters to fill in. This way you don't have to pay a company anything, scam or not!

A few providers are now actually being proactive and contacting people with PPI. Northern Rock certainly are, as they recently contacted my missus and invited her to claim directly against them!

_Jimlad_ · 23 Aug 2012 at 14:30

can't believe you asked..... and no if someone from west Africa claims he has millions waiting for you.... that is also spam as well.