0% Finance on a 27" iMac?

Greenja

Greenja

Greenja

Associate
Joined
25 Apr 2011
Posts
1,117
Location
Blackpool
So it's my dads birthday in a couple of weeks and me and my mum are looking to buy him an iMac.

Between us we have £1000 which is enough to buy the 21.5" model, but i'd really like to get him the 27" model which costs £1400. We can't afford the other £400 before his birthday so I've been looking around hoping to find a decent 6-9 month 0% finance option for the extra £400.

PC World / Currys have a finance option but only over 24 months at 19.9%, this brings the total cost to a bit too much and don't want to be paying it over such a long period, really just want to be able to pay the remaining £400 in a couple months so a short 0% finance option is what we need.

Argos finance option is only at high interest rate on their specific credit card, direct from Apple is again just a longer loan period with interest, i've tried multiple other retailers with the same result.

I've found one place that I use for music equipment that offer a 0% finance option, it seemed perfect, but no stock! :(

Really hoping someone on here might know a good place to order one from with a finance option that would suit me, any help greatly appreciated!

I am assuming because OCUK do not sell Apple products that asking about other retailers for this and mentioning them in my post is not a problem, of course mods feel free to do what you need to if thats not the case and accept my apologies.
 
Get in interst free credit card , best thing for purchases at the moment - 13 months free with Halifax or Tesco I believe .

Other than that take the finance - you can always pay it back early .
 
Thanks Bald-Eagle but not looking to get another credit card, and if you pay early on the 24month finance options then you have to pay more which I am not willing to do, £1400 is already expensive for a birthday present.

Yeah Steedie they do, but unfortunately they don't have the 27" in stock! Only the 21.5" :(
 
Buy a refurb one from Apple, will cost less, looks like new, full warranty and will be much closer to your budget.
 
Apple business do 0% finance:

Own it
Example:

Minimum order value: £1,200.

Cash price £2,400. Total rentals payable on a one-year plan for the equipment under this promotion would be £2,400, spread over four quarterly rentals of £600 each.

Setup fee £50.

(Note: There is a £50 plus VAT fee to transfer title to the customer at the end of the contract.)
Click to expand...

http://store.apple.com/uk-business/browse/campaigns/macleasing

There is nothing saying how they confirm you are a business.
 
Steedie said:
Don't Comet do Buy Now Pay in 9 Months which is 0% if you pay on or before the 9 months
Click to expand...

Yup, even if they don't offer it, ask to speak to the sales manager as its usually an option on their credit screen. (use to work there for 6 years!)
 
Greenja said:
PC World / Currys have a finance option but only over 24 months at 19.9%, this brings the total cost to a bit too much and don't want to be paying it over such a long period, really just want to be able to pay the remaining £400 in a couple months so a short 0% finance option is what we need.
Click to expand...

Im sure we do a 10 month one :confused:
 
Simplest and cheapest would be interest free credit card, cut it up once you've bought the iMac.

But if you already have credit elsewhere, I would question whether borrowing yet more is worth it...

Either way, hope your Dad enjoys his present :)
 
You must log in or register to reply here.
Back
Top Bottom