Ebay. Buyer paying by bank transfer.

[Drake5]

I'm selling an item on Ebay and it was for collection only.

The potential buyer called me and said he could pay me by bank transfer today and would arrange a courier to collect the item.

I asked him if the bank account was in his name and he said yes, he seems like a nice genuine dude.

Should I trust this? If he pays by BT is there anyway he could reverse the pay
ment?

Cheers

 

[Moothead2]

I'd say you are more likely to be sided with via your bank if something goes wrong than with Paypal so you should be okay. Just make sure the courier is signed for or whatever so you can prove it arrived.

 

[MrMoonX]

He's using a stolen account, bank will reverse it in a few months, eBay won't help you and you're stuffed

 

[Drake5]

I did check his Ebay profile, he has 30 positive feedback and he's bought quite a lot of expensive electronics.

 

[~Divine~Wind~]

all in a short period?

 

[FoxEye]

He's using a stolen account, bank will reverse it in a few months, eBay won't help you and you're stuffed

This. Don't do it, OP.

 

[mollymoo]

I have to be honest I would prefer cash.

 

[~Divine~Wind~]

If hes sending a courier ask him to send cash with the courier?

 

[holymonk]

Is he asking it to be delivered to Nigeria?

 

[GravyMonster]

How much is the item? If it's over £50 I'd leave it.

 

[pingwing]

Cash on collection or paypal only, too risky to let him do a BT for it on ebay.

 

[Vulcan]

I would say BT is much safer than Paypal.

 

[darubio]

If hes sending a courier ask him to send cash with the courier?

This.

 

[arknor]

i thought it was practicly impossible to get a bank transfer reversed?

 

[sanaxe1]

Bank transfer is safer then paypal.

 

[moogle]

How can a bank transfer be reversed? Once it's in your account it's safe isn't it?

 

[MeatLoaf]

Whats the item youre sending? Is it easily breakable? Id avoid paypal but i thinm BT would be ok but if hes arranging the courier will you have proof of it being sent?

 

[BDEE]

The bank cant reverse it. If it is a "stolen" account then the bank will be responsible for covering any fraudulent losses, or the account holder where they have been negligent.

I would rather take the BT than Paypal.

 

[dfarrall]

The bank cant reverse it. If it is a "stolen" account then the bank will be responsible for covering any fraudulent losses, or the account holder where they have been negligent.

That's what i thought. The bank re-emburses the other person and your money is intact.

 

[dowie]

He's using a stolen account, bank will reverse it in a few months, eBay won't help you and you're stuffed

eh? a bank will reverse a transfer after a few months???? what planet are you on?