National Insurance and the NHS

acemastr said:
You see, people don't understand it. You'd pay for your own insurance, which would be considerably less than NI.
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Not once you hit in the US them it starts to become unaffordable, whant happens when your illness last more than a year and you have to renew your insurance if it a serious case they will not insure you.
The US system might sound good but really is very bad.
 
Mr-White said:
I feel the same, I have private medical insurance yet I still pay for the free loaders, I should at least get a tax reduction as I pay the tax on my company benefit any way.
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That would be possible if the private companies reimbursed the NHS the costs for fixing their mistakes. However, they don't.
 
I have private medical insurance. I would be perfectly happy if the NHS was reduced to A&E only, and NI was reduced accordingly to allow people to purchase private medical insurance policies of their own.

Basic A&E should stay NHS though.
 
We should be studying and adopting the health-care system that they have in France as it's arguably the best in the world.
America don't even enter the top 30 health-care systems so I'm not sure why you want to adopt that!!


U.S. Ranks Last Among Seven Countries on Health System Performance Based on Measures of Quality, Efficiency, Access, Equity, and Healthy Lives

http://www.commonwealthfund.org/News/News-Releases/2010/Jun/US-Ranks-Last-Among-Seven-Countries.aspx

But hey you keep banging that US health-system drum :rolleyes:
 
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C.R.A.Z.Y said:
Nice Altruistic attitude, I wish we had more people on the planet like you :rolleyes:
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I've used the NHS once, I sat around for 5 hours for a nurse to say does this hurt, get some rest. I could have got that in depth diagnostic from my mate Dave with a cold thermometer.

I would have no problems paying for it if the service matched my contribution.

MW
 
Considering my dad lives in the states, his healthcare is $120 a month which is substantially lower than what I pay here.

Gets to see a doctor same day, no waiting list, no wait time at all it seems.


I'm not saying it's perfect, but people in the UK boast about 'free healthcare' which is actually very expensive healthcare, which isn't particularly great.
 
Mr-White said:
I've used the NHS once, I sat around for 5 hours for a nurse to say does this hurt, get some rest. I could have got that in depth diagnostic from my mate Dave with a cold thermometer.

I would have no problems paying for it if the service matched my contribution.

MW
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If you were in America wasting the nurse's time like that might have cost you a $100 co-payment.
 
For all it's inefficiency, policies, management lingo, and downright stupidity I would rather have the NHS in it's current state than anything that even resembles the US system.

Health care is a right, not a privilege.

There are lots of things wrong with medical insurance, apart from the obvious if you can't afford it, you don't get medical treatment one! You know how insurance companies love to try and get out of paying for things, and have massive T&Cs that give them a legal reason to do so? It's ok when it's only a few ££ on your car or home, but what if it's your life?

Case in point, an old manager in the US pays nearly $400 a month for his medical insurance through work which covers his family. Until that is his daughter needed braces, whilst all dental care was covered, ortho dental wasn't, not because it was mentioned as an exclusion on his policy but because it wasn't specifically mentioned.
 
acemastr said:
Take the woman opposite me, 3 kids, never worked a day in her life, smokes 20 a day in the house... Kids are ALWAYS ill, sore throats, chest infections, colds.
That family are in the hospital and doctors literally weekly, sucking the money out of that pit.
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This is the hospital I work at and I couldn't believe what I read today -

http://www.thisisstaffordshire.co.uk/80-drunks-turning-amp-E-day/story-17198467-detail/story.html

What a drain these people are.
Should they be made to pay for their treatment? - I think so.
 
Mr-White said:
I feel the same, I have private medical insurance yet I still pay for the free loaders, I should at least get a tax reduction as I pay the tax on my company benefit any way.

MW
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As Fox pointed out, emergency care idiot, trauma care is some of the most expensive healthcare, hence why there are no private providers. Take for example, get a serious head/brain injury, your local A&E after stabilising you will likely make arrangements for you to go to one of the best hospitals in the country for on going treatment. This costs £10,000's its likely that you havent paid anywhere near that in NI contributions, so basically shut up and come back when you know what youre talking about mmmkay
 
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