Insurance Companies and Mileage

[Mr-White]

It seemed to be around 6k as mentioned above, it did seem to vary a bit from policy to policy though.

Do they query the mileage and does it invalidate the policy ?

MW

 

[Squink]

I know this because when I worked as a driver from a computer engineer my premium went up by average 100 pound per year,

I bought a new(er) car at the time I upped my mileage from 8k to 18k and my insurance jumped £200 or so. I asked the person on the phone to break it down for me and he said it was more or less £100 extra for the mileage and another £100 for the car being worth more. I've no doubt if I rang Admiral and asked for another 6k 'allowance' they'd happily shove another £100 sheets on top of that again. Maybe I'll just leave it. Me and the wife have a babby coming along at the end of the year and I'll have 3 weeks off work, which should slow down the mileage somewhat.

 

[Haggisman]

You would think this was the case but insurance company's actually take more miles as more chance in accident or driving convictions as you are on the road more.

I know this because when I worked as a driver from a computer engineer my premium went up by average 100 pound per year, and the insurance companies said I am more likely to have an accident or driving conviction as I spend more time on the road.

Could also have been because of the change in job title? I know if I put mine down as "computer engineer" it is ~10% higher than some other equivalent job titles.

I bought a new(er) car at the time I upped my mileage from 8k to 18k and my insurance jumped £200 or so. I asked the person on the phone to break it down for me and he said it was more or less £100 extra for the mileage and another £100 for the car being worth more. I've no doubt if I rang Admiral and asked for another 6k 'allowance' they'd happily shove another £100 sheets on top of that again. Maybe I'll just leave it. Me and the wife have a babby coming along at the end of the year and I'll have 3 weeks off work, which should slow down the mileage somewhat.

Heh, unfortunately the baby will then put it up by about 25% (Ticking the box for under 16s in the household on my last renewal added £500 on my old car!!)

 

[MeEsH BaKkA]

But the mileage of the car doesn't prove how many mile's you've driven it under their insurance policy. For instance, I could have done 2,000 miles on a private track ...

Nail on the head, unless you have a mileage limited policy I.e one you have to prove your mileage then the mileage section of the quote/insurance is relatively pointless.