New Car Tax/Insurance Quick Question

Skilid · 13 Nov 2012 at 12:07

Hi guys,

I'm picking my new car up on Saturday. I am paying the guy cash on the day, but the car has no tax. As I haven't paid in full for the car he hasn't sent off the log book with me as the new owner yet. I have insured the car saying that I am the current owner (as I will be).

Is there going to be any issues taxing the car? As far as I am aware I only need to take my certificate of insurance and MOT certificate with me to tax it. Will they want to see the log book too? The logbook isn't in my name yet...

Thanks guys.

Dogbreath · 13 Nov 2012 at 12:11

You normally need to take the V5 with you for taxing a car, but you can tax it using the new keepers supplement (assuming you got it from the previous owner!).

Skilid · 13 Nov 2012 at 12:15

Dogbreath said:
You normally need to take the V5 with you for taxing a car, but you can tax it using the new keepers supplement (assuming you got it from the previous owner!).

He has it all with the car. We we're going to do everything on the day. I'm just not sure how to go about it all.

Blue160 · 13 Nov 2012 at 13:54

Straight to the post office with the 'new keepers supplement' (the bit of the V5 the seller will give you), the insurance certificate, and the MOT certificate (if the car's more than 3 years old).

Should be no problems.

Skilid · 13 Nov 2012 at 14:27

Ok. Cool. I'm assuming there won't be any issues with insurance as technically I am not the owner of the car at the moment?

Blue160 · 13 Nov 2012 at 14:53

EliotG said:
Ok. Cool. I'm assuming there won't be any issues with insurance as technically I am not the owner of the car at the moment?

You will be the owner of the car when the seller gives you the new keepers supplement. The insurance certificate will say on it when the insurance is valid from, which will be the day you pick up the car. You can't tax it till then.

Stop panicking. It's not that difficult

bledd · 13 Nov 2012 at 15:04

To save yourself the bother on the day, you could ask him to tax it for 12 months and add that to the cost of the car.

Skilid · 13 Nov 2012 at 15:06

Blue160 said:
You will be the owner of the car when the seller gives you the new keepers supplement. The insurance certificate will say on it when the insurance is valid from, which will be the day you pick up the car. You can't tax it till then.

Stop panicking. It's not that difficult

The car is already insured under my name. I had to do it this way to keep my old car insured. Long story. it looks as though it should be ok though so I'm cool

ThePengu1n · 13 Nov 2012 at 17:51

bledd. said:
To save yourself the bother on the day, you could ask him to tax it for 12 months and add that to the cost of the car.

This is what I would do