Need a replacement car for £3k

Soldato
Joined
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Location
Maidstone, Kent
After rolling my car and writing it off on Tuesday (don't ask), I now need to replace it (obviously). It was a Citroen C1, poverty spec petrol, no air con or electric windows, which I principally had to commute to university and back (~50 miles each way, 2-3 days a week), and also to work and back (~10 miles each way, 3 days a week). This amounts to ~12k a year.

So, I have a budget of £3500 maximum, but would rather £2500-3000 if possible. The car will generally be used by me, but also occasionally by my dad, who'll want to use it for tip trips and so on (which is a shame as it rules out an MX5...).

I'm after something fairly comfortable, with decent fuel economy (45 ish real MPG would be a good target, if not better), though would also like some interesting handling for the B-roads to Uni. Bear in mind that I'm 20 and would like insurance to remain reasonably close to my C1, which after my fault claim works out at ~£720/year from EUI group companies (over 2 years license, 1 fault, no injury, write off claim) with both my parents on the policy. Somewhere like £1k per year would be acceptable at this point (as Elephant will happily re-insure the car for the difference between my current premium and my new premium, so that's about £400 if the insurance is £1k).

As for purchasing, unfortunately as this is not entirely self-funded, my parents have stipulated dealer only cars, as there is at least some recourse. Also, preferably ~50k mile cars max, so they're a little way off a major service. Age isn't too much of an issue, but again preferably 2006 onwards - don't hate on me for these...

So, summary:
-£3000 budget, £3.5k max
-Decent comfort
-Decent economy
-Some fun handling
-Sub £1k insurance
-~50,000 miles (forget this)
-~2006 onwards (forget this)

Can this be done or does something need to go?

Thanks for any input.
 
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About the only thing that will meet your requirements is another c1/107/aygo or a car of similar stature though I would personally say that falls down on quite a few of the listed characteristics.

Age and mpg are the main issues if you want to spend under 3k - surely you'd rather do that commute in a focus sized car than a tiny tin box??
 
Buy an older 1.9 vag/1.8 ford diesel and put the rest away. Finding a good car thats less than 50,000 miles, 2006 or newer will be tough as it is.

We have no idea about insurance, as it has so many variables. Dealer only is a bit of a fail for me. The list of requirements just seem to ambitious.
 
Also, preferably ~50k mile cars max, so they're a little way off a major service.

Just to pick up on this - by this logic of avoiding cars with too many miles on so that they're a fair way off a major service (by major I assume you mean cambelt change etc), would you also consider cars that have more miles on, but have already had this major service?

Remember that you can also use the fact that cars are close to requiring said major service as a bargaining tool, so saying you'll buy the car on the proviso that said major service is completed.
 
Just to pick up on this - by this logic of avoiding cars with too many miles on so that they're a fair way off a major service (by major I assume you mean cambelt change etc), would you also consider cars that have more miles on, but have already had this major service?

Remember that you can also use the fact that cars are close to requiring said major service as a bargaining tool, so saying you'll buy the car on the proviso that said major service is completed.

Yeah I get that, I had thought the same from having lurked on here a lot, so I'll change the requirements in a sec.

Buy an older 1.9 vag/1.8 ford diesel and put the rest away. Finding a good car thats less than 50,000 miles, 2006 or newer will be tough as it is.

We have no idea about insurance, as it has so many variables. Dealer only is a bit of a fail for me. The list of requirements just seem to ambitious.

Diesel is a complete unknown to me/people I know, are those fairly DPF/other diesel failure free/rock solid?

About the only thing that will meet your requirements is another c1/107/aygo or a car of similar stature though I would personally say that falls down on quite a few of the listed characteristics.

Age and mpg are the main issues if you want to spend under 3k - surely you'd rather do that commute in a focus sized car than a tiny tin box??

Yeah, I'd rather not I have to say. Even one size class up (so Corsa, Polo, Fiesta etc) would be fine, but I really don't want another city car.

Ok, I'll alter requirements - ignore the 50k miles & age requirements, and what are my options?
 
I will get flamed but I will say it anyway.

Alfa 147 1.9JTD. Not sure what insurance will be like but you should get something near 2006 and around that mileage.

Edit: just read your insurance again so I might be being stupid. 1k sounds a lot to me as a 39 year old but I gather doesn't go far as a younger driver.

For super low insurance maybe a Fiat Panda 100hp. Insurance group 4 with a fairly decent chassis which so many small cars are based on nowadays.
 
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The little panda is quite a good shout actually, I didn't realise they could be had around the £3k mark. Other options are all your generic mid sized hatches, focus, mazda 3, civic etc or if you go a size down from that the likes of the yaris, fiesta 1.25 and the panda mentioned etc
 
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The little panda is quite a good shout actually, I didn't realise they could be had around the £3k mark. Other options are all your generic mid sized hatches, focus, mazda 3, civic etc or if you go a size down from that the likes of the yaris, fiesta 1.25 and the panda mentioned etc


Yeah the Panda is a cracking little car. I got a little 100hp for my nephew for £3600. Group 4 insurance he managed to get his policy at 19 with 1 years NCB for under a grand. He was chuffed and the car has been really good.

It is nothing spectacular as it would be out performed by many cheaper hot hatches until you take insurance cost into account.

Being a Fiat prices are very reasonable as most people still associate them with the 1970/1980's and early 1990's trash they kicked out.

It fits the OP's requirements everywhere with being fun, economical chuckable, low mileage, comfortable for a small car, spacious, age, and relatively quick. But being a Fiat Panda it will be probably be overlooked.
 
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Have you considered an LPG car?


Running costs around 55% that of petrol and used values take a hit as people seem to be petrified of LPG :confused:

Something like a 2003-2006 Astra 1.6i with 60-110k miles can be had for £1.5k to £2.5k (top end would be newer model with lots of toys). Vauxhall also did a Dualfuel range with factory fitted systems.

Don't see a reason why to buy a used car from a Dealer as a lot are well dodgy, aledgedely.

As long as mileage correlates with MOT & service receipts (you can double check MOT online) and services have been carried out as per the service book schedule. You can always do a HPI check and get the AA inspection done - cars over 7/8 years are unlikely to be on HP anyway unless its something exotic :)
 
Buy an older 1.9 vag/1.8 ford diesel and put the rest away. Finding a good car thats less than 50,000 miles, 2006 or newer will be tough as it is.

We have no idea about insurance, as it has so many variables. Dealer only is a bit of a fail for me. The list of requirements just seem to ambitious.

Sorry but just no!

False economy. I have a 2000 Plate VAG tdi and its less than reliable.
 
Having now clocked up 8000 miles driving our Grande Punto full time I would happily recommend one of them for a cheap to buy, relatively cheap to run car.
 
Silly to label all of XYZ 'unreliable' as you have encountered problems. They are great engines.


Maybe your right, but other than economy and possibly insurance it doesn't really fit any other of the OP's requirements. Plus the mileage he is doing doesn't really fit diesel territory and is a false economy.

An old VAG/Ford diesel fun to drive? I have a more modern 1.9JTD (same as Fiat/vauxhall/Saab use)and when it was in non-chipped form it was about as fun as watching paint dry despite it's 130bhp.
 
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Silly to label all of XYZ 'unreliable' as you have encountered problems. They are great engines.

He doesn't warrant the mileage for one and they are pretty much proven to be false economy when stuff goes wrong. His budget says he can afford one out of warranty and fairly old.

So No, I'd say its a pretty accurate statement.
 
I'd say a Mazda 3 sport would be a good choice (incredibly cheap insurance and decent fun on a b road) but you'd struggle to get 45MPG out of it. I've got one and my lead-footedness achieves 28MPG, my more sensible friend who also has one gets 35 average, 40 on a run so it might still make sense? They do a diesel with better MPG but I think that'd be out of your budget.

Also, I'm intrigued how you managed to roll a C1, that's an impressive feat which definitely requires pictures :p
 
My 1.9tdi vag has been exceptional over 20k miles from 60-80k
My parents have a 1.9tdi vag also and it has had one issue at about 130k miles
 
Maybe your right, but other than economy and possibly insurance it doesn't really fit any other of the OP's requirements. Plus the mileage he is doing doesn't really fit diesel territory and is a false economy.

An old VAG/Ford diesel fun to drive? I have a more modern 1.9JTD (same as Fiat/vauxhall/Saab use)and when it was in non-chipped form it was about as fun as watching paint dry despite it's 130bhp.

I think turbo diesels can be fun, when your young and haven't experienced a turbo car before. When I drove a 1.8 tdci it felt like a rocket compared to a 1.25 fiesta.

...but yes, maybe a diesel is a bit silly. Maybe a 1.6 focus? Not bad handling, cheap to run.
 
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