Insurance mistake.

Danthus · 11 Dec 2012 at 23:48

The insurance on my car expired yesterday (10/12/12) I had it in my head it expires tomorrow the 12th.

I have just released my mistake and insured the vehicle, I am prepared to take what ever comes but what is the likely fine/punishment if there is to be one?

ZG002 · 11 Dec 2012 at 23:58

Very unlikely to be a problem, I wouldn't worry about it.

bitslice · 11 Dec 2012 at 23:59

I think they stick a plaster on one of your eyebrows and then pull it off really slowly.

Or it could be stoning,
I heard they were trying to bring EU law into line with the middle east, so stoning is more likely.

Woden · 12 Dec 2012 at 00:00

If you haven't been pulled, its very, very unlikely.

Danthus · 12 Dec 2012 at 00:01

The car hasn't been driven today.

shauncr91 · 12 Dec 2012 at 00:02

If you haven't been pulled by now then I don't see it being an issue. You're lucky though, if you'd gone past an ANPR camera or been an unlucky pull (Lots of it at this time of the year) then you'd be boned.

Gaygle · 12 Dec 2012 at 00:02

UMMMMM! I'm telling!

Honestly, you'll be fine (as long as it is insured now!)

Danthus · 12 Dec 2012 at 00:04

It is insured but I don't have any documents obviously as I only did it in the last hour.

Gaygle · 12 Dec 2012 at 00:08

You'll be fine. If you want to be 100% make a note of the insurance company and the policy number and keep it in the car for the next week or so.

ZG002 · 12 Dec 2012 at 00:16

To answer the other part of your question, I believe it's 6 points and a fine for no insurance, they also like to take your car off of you if pulled over.

-Mike- · 12 Dec 2012 at 00:50

Gaygle said:
You'll be fine. If you want to be 100% make a note of the insurance company and the policy number and keep it in the car for the next week or so.

Perhaps pop your reg into www.askmid.com too.

It'll tell you if you're listed as insured already for peace of mind

Danthus · 12 Dec 2012 at 07:25

It isn't showing up on MID at the minute, I won't be using the car today but I will phone the insurance company later.

mranderson · 12 Dec 2012 at 07:29

When you paid the would have told you when the cover starts.

Iamzod · 12 Dec 2012 at 07:44

OldCoals said:
It isn't showing up on MID at the minute, I won't be using the car today but I will phone the insurance company later.

I've seen it take a few days to a week to appear before.You will be fine though, we used to get calls from the police for verification all the time at the roadside for this reason.

paradigm · 12 Dec 2012 at 07:54

I'm genuinely amazed that your insurance didn't auto-renew.

Most insurance companies love to royally shaft their customers with inflated automatic renewals prices.

Mr-White · 12 Dec 2012 at 13:18

I'm surprised you didn't get spammed with renewal quotes

MW

Adam · 12 Dec 2012 at 13:28

The only issue would have been if someone had stolen it or it caught fire (providing you hadn't driven it).

Pabl0 · 12 Dec 2012 at 13:46

Your be fine, my track car was left un-insured but not registered Sorn (dvla fault) which obviously is now illegal as it has to be one to the two.

Fast forward 10 months I get a letter saying i owe them £100 fine as it's in limbo, I'm pretty sure in saying they were the have noticed your car not being insured for a day.

moawan · 12 Dec 2012 at 13:48

10 lashes for every day you were late

MeEsH BaKkA · 12 Dec 2012 at 14:19

OldCoals said:
The insurance on my car expired yesterday (10/12/12) I had it in my head it expires tomorrow the 12th.

I have just released my mistake and insured the vehicle, I am prepared to take what ever comes but what is the likely fine/punishment if there is to be one?

Dont worry you will be fine.

Its not an INSTAfine the second your insurance lapses, that would be retarded. If you drove the car you got lucky though as the po po would have nicked you.

From experience you get around 2 weeks before you get a "reminder" from the dvla about your uninsured car.