money in relationships

SPG said:
Seperate bank accounts, one joint account for the bills and a extra sum put in for a food. Then a seperate saving account for holidays/emergencys shizzle.

What is left over i spend how i please and she spends how she pleases works for us 13 years together now.
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We do this as well and we've literally never argued about money once in the 4 years we've been together.
 
We pool all our money and then split it off into house & bills, food, travel,, nursery, weekly pocket money and what's left goes into joint savings.

We're free to spend our own pocket money however we like (and can save it up for big things) but discuss and agree any purchases made from the joint savings.
 
All in one pot for us! If we both know whats in the account so just buy the items we want. If however its more expensive then we talk about it first. We are both geeks, so it helps we find the same things cool and we want so its never an issue.
 
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We both work although I earn around 3x her salary. We have a joint account for bills and separate accounfs for our own stuff, although in reality we both pay pretty much all of our salaries into the joint account and there is little spare as we have kids. I also spend a bit extra from my own account when we need something and all car costs, including the family car (and buying it) are paid by me. I wouldn't make a big purchase without discussing with her first although she does tend to buy things for the house and garden without discussing with me.

The only time I think we had a disagreement was when I wanted to buy the Corrado in my sig. She felt it was a waste of money as we have a family car already. But as we had bought the stupidly expensive trophy house that she had wanted, and the vast majority of the family income is from a job I work 50+ hours a week for, I just bought the car anyway.
 
The wife and I have a joint account and our wages go into it to make 1 "pot" of money.

We never buy anything expensive or frivolous without consulting the other and this means we rarely waste money on things that we do not need.
 
We are a long term couple living together. We keep everything seperate. I pay my mortgage and we split bills by making it up through shopping spend. Without going into specifics we are both on good salaries which makes it easier.

She buys whatever I want as do I within our budgets but I often get guilt tripped when I indulge.
 
Angilion said:
But not them.

It's something that each couple has to work out for themselves. What matters is that they're both content with the arrangement, not what the arrangement is.
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Best post here.

Each to their own - there is no "better" than any other couple here - it's what works for you.
 
We have separate bank accounts and joint savings accounts. She spends some of mine and I spend some of hers. It works a treat and we do not hide expenditure from each other.
 
I'm single now, but I know I couldn't tolerate someone telling me how to spend my money.

IMO it's all down to women not having as good a job as their husband, so they want the cash and make excuses to get it - like "for the house".

I also couldn't be with someone who couldn't stand up financially, would have to be a professional person - I don't want to take on a dependent.

If you have kids, you obvo have to share the costs of that just like bills. I don't ever want kids tho.
 
billysielu said:
I'm single now, but I know I couldn't tolerate someone telling me how to spend my money.

IMO it's all down to women not having as good a job as their husband, so they want the cash and make excuses to get it - like "for the house".

I also couldn't be with someone who couldn't stand up financially, would have to be a professional person - I don't want to take on a dependent.

If you have kids, you obvo have to share the costs of that just like bills. I don't ever want kids tho.
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This is ignorant of facts and largely nonsense.
 
The actual arrangements you make are pretty much unimportant, what really matters is communication and both people thinking what is done is fair.
 
Freefaller said:
Put money to cover bills, expenses, food, joint savings in a mutual pot.

The rest, personal savings, and personal expenditure (i.e. for our own use). If we feel we need more in the joint account, we factor accordingly. It's about communication.
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A nice big plus one to this!

A little different now though as she is in Shanghai for another 18months+ and I'm 'up ere', so we spend loads of money having fun, an awful lot on holidays together all over the world, then the rest on seeing each other/going to weddings etc.

Savings???? :rolleyes::p:D Maybe when we settle down in a few years, having fun and pushing our careers forward are far more important whilst we're see out our 20s!

Cosimo said:
We have separate bank accounts and joint savings accounts. She spends some of mine and I spend some of hers. It works a treat and we do not hide expenditure from each other.
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All she has to do is look at the 'What have you bought this month' thread for your monthly purchases :D

Wait..... Cosimo....simulatorman............Hmmmm.
 
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We're the same as you OP, we put about 50% of our net into a joint account and that pays for everything joint (mortgage, bills, dogs, holidays etc.) and anything left over is our own (which we use for our own car insurance, mobile phones etc.).
 
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