New driver.. New car... First lot of insurance

rah^ said:
Strangely as above a Corsa is more expensive in most cases for me compared to a focus 1.6...

Something along the lines of
Focus £1305
Corsa £1450
Click to expand...

Interesting are you using moneysupermarket.com? Those quotes seem cheaper than what I got :p

That Honda seems a bargain but ideally you want something economic unless you have the money for high petrol costs ofc :p

Edit: Actually that's monthly cost I got that was expensive, paying annual was far cheaper :p
 
Last edited:
Am I the only one that doesn't get these counter intuitive quotes.

I've tried getting insured on a 1.6 focus and similarly sized cars and the quote is always higher than a 1.2/1.4 Fiesta.
 
dacads said:
Interesting are you using moneysupermarket.com? Those quotes seem cheaper than what I got :p

That Honda seems a bargain but ideally you want something economic unless you have the money for high petrol costs ofc :p

Edit: Actually that's monthly cost I got that was expensive, paying annual was far cheaper :p
Click to expand...

I used a few different ones to check :)
 
dacads said:
That Honda seems a bargain but ideally you want something economic unless you have the money for high petrol costs ofc :p
Click to expand...

Doing just 3000-4000 miles per year, that'll be fine, you'd be talking in terms of £10s per year saving by changing to something more economical rather than £100s.

The fuel costs aren't going to be monstrous on it at such low mileage.
 
If you can stretch your budget a smidge you could pick up like a 02/52 plate Renault Clio DCI 65, can get upto 75mpg, and insurance for me having been driving for 3 years is like £550, so can't see it being mega expensive.
 
AdamB said:
If you can stretch your budget a smidge you could pick up like a 02/52 plate Renault Clio DCI 65, can get upto 75mpg, and insurance for me having been driving for 3 years is like £550, so can't see it being mega expensive.
Click to expand...

They are for a new drive due to engine size and turbo I have dci 100 which is same insurance as the 80 and 65 but was just shy of £3000 for my first year :o
 
Brother in law is in the same situation.

He found a 1.0 toyota yaris was doable for under £1200 with parents on the insurance.

From memory

1.6 Focus - £1500
1.2 Fiesta - £1600
1.0 Yaris - £1175
 
75mpg will be of no relevance to the op as he's doing less than 4000 miles a year, no need to have complicated things to break (turbos etc) for no gain to him at all.
 
was in the same position on sept/oct 2012

here was my quotes from gocompare with 0 ncd, 1yr 9mths license and comprehensive cover 500 excess, age 21

corsa 1.2 sxi £1400
focus 1.4 £1400
focus 1.6 £1500
corsa 1.0 £1100

I was planning on buying a focus 1.6 as was advised here but at that time I couldnt find any within local range and since I needed the car fast I decided to buy an 2004 clio dci 65

went to a bunch of local insurance stores and was surprised with a quotation of £1200 for a comprehensive cover with 500 excess and 10k annual mileage

my advise is call or drop in a branch as you can tell them additional info. like i was a named driver on my dad's car for 1 year and they considered that in their calculations and prbbly reduced my premium by a bit :D
 
The lowest i've managed to get my quote down was to £1000 on a 4 year old 1.25L fiesta, to put that into comparison the best quote I could get on a 4 year old 1.6L focus was about £1500. Thats with 0 NCD, and 4 months holding a license.

But then again it's also a postcode lottery on top of that :(
 
Well chaps

After a lot of looking around and many random prices between cars that are almost identical we may have settled on a Citroen C3 - hopefully off to view it today

£900 for the car and £1200 for the insurance

I am surprised just how random the quotes are/were overall but heyho
 
Fiesta 1.25

Cheap and cheerful and more than good enough as a first time car. For the money you may be able to find a mk6, but mk5 will be readily available.

Forget the 1.3 engine its naff, insurance will be low and its more than practical for your needs.
 
You must log in or register to reply here.
Back
Top Bottom