I have my driving test today!

OliverDavis said:
This is for insurance purposes :) Too common and its expensive to insure, too uncommon and you get high quotes as the car does not have a history with teenagers :)
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Have you thought about a Juke Dig-T? My insurance was laughably cheap at 21 with that.

Edit; MPG not in your bracket.

Edit 2; INB4 "Nissan Joke" Juke joke.
 
wingman said:
Have you thought about a Juke Dig-T? My insurance was laughably cheap at 21 with that.

Edit; MPG not in your bracket.

Edit 2; INB4 "Nissan Joke" Juke joke.
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Being the car enthusiast as I am, I wouldnt want an SUV with the amount im wanting to put in, otherwise It would be good :)
 
wingman said:
Apologies if this has already been mentioned - but does the car have to be brand new?
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I dont think it is judging by what he said he is paying. I doubt you can get a brand new Polo 1.2TSI for £13k Including finance when the list is 15.5 or something.
 
My first car after passing my test in 1997 was a Pug 205 GTi 1.9 in red, lowered with Janspeed exhaust. Then it turned into a monster over the next 6 years...

For me, don't drive around in a shed, but don't blow silly money either...
 
I would say you're mad for paying over the odds for the first car. Surely you'd want something cheap and cheerful to build up NCB? Also assuming you get a decent enough car, running it for a year will allow you save up cash and get something nicer. :)

Just my 2p

Personally as a person who has just qualified in the past few months (albeit in their early twenties), I would be happy driving whatever. :)
 
My 19 year old son passed his test a year ago.

He wanted to buy a 10k car, I said buy something cheap as you will probably/will have a scrape here or there, typical teenager wouldn't have any of it, so we gave him my wife's old 206, since then he has hit a post in tesco's car park denting the bonnet and bumper and somehow managed to run the whole side of the car up against a wall in another car park whilst arguing with his GF.

He thanks me now for not buying an expensive car.

OP get something cheap.
 
chief barker said:
My 19 year old son passed his test a year ago.

He wanted to buy a 10k car, I said buy something cheap as you will probably/will have a scrape here or there, typical teenager wouldn't have any of it, so we gave him my wife's old 206, since then he has hit a post in tesco's car park denting the bonnet and bumper and somehow managed to run the whole side of the car up against a wall in another car park whilst arguing with his GF.

He thanks me now for not buying an expensive car.

OP get something cheap.
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Something cheap will cost 2x on insurance. Insurance is dead money, as you dont get anything back at the end of the cars life.
 
Are you dead set on getting the Polo or can it be other cars as long as you can get insurance for under £2,000?

If it is the latter then have you looked at other cars (2 years old ish)? You might be surprised at what you can get insured with.
 
OliverDavis said:
Something cheap will cost 2x on insurance. Insurance is dead money, as you dont get anything back at the end of the cars life.
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Name of the game at this stage is building NCB; if you're driving something cheap and have a minor prang then you can bodge it and not bother with a claim. If you're in something expensive then you'll need to get it repaired properly to maintain value, hence somewhat negating the difference in insurance costs.

Something like 40% of 17-year-old males have an accident in their first six months, so its a fairly big gamble.
 
King4aDay said:
Name of the game at this stage is building NCB; if you're driving something cheap and have a minor prang then you can bodge it and not bother with a claim. If you're in something expensive then you'll need to get it repaired properly to maintain value, hence somewhat negating the difference in insurance costs.

Something like 40% of 17-year-old males have an accident in their first six months, so its a fairly big gamble.
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And what percentage of that 40% will involve the 17 year old male only damaging his own car and no other property?
 
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Oliver - Grats on passing your test!

Everyone else - from past form...do not waste your breath trying to convince dear Oliver to take any route other than the one he has already been chosen ;). You have been advised!
 
wingman said:
And what percentage of that 40% will involve the 17 year old male only damaging his own car and no other property?
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I have no idea, but the cost will still be a component of most claims/repair bills. I was simply making the point that incidents involving the OP's demographic are quite common. Given that, it's easier to build No Claims if you're not so worried about keeping your own vehicle in perfect shape, and that may offset the increased cost of insurance to some degree.

Obviously the kid can do whatever he wants, I just think its a bit daft :p
 
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OliverDavis said:
Well what else do you suggest that will fit my needs?
- Reliable
- Comfort (for a small car anyway)
- Has a bit of poke to it
- Spacious
- Not french
- Good build quality (With new Polo's, the 3dr are made in Germany, 5dr Brazil)
- Uncommon for first drivers, but not too uncommon (1.2TSI is an unusual engine for a 18yr old as they are rare, but not a really powerful engine either)
- Good MPG (Polo Quotes average of 53.3)
- Preferably petrol, though I was looking at diesel Corsa D's before
- 3dr

Also, look at crash statistics rather than insurance group. I could get insured on a group 13 (Old scoring) Vaexhall Insignia Turbo 180Bhp for less than a group 3 Citroen C2 1.1.
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I wouldn't be buying a small car to start with, i'd get something Focus / Golf sized, so erm yes, a 4 - 5 yearold focus or golf.
 
Muffin` said:
Many young people drive around in £500 car without dying in a ball of flames or breaking down in the Outback.
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Well yes, I suppose, but that's somewhat of a truism. If my child was going to have a crash (which they probably will, as you've pointed out), it might also be a big crash rather than scraping a bumper in the car park, so I'd rather they crashed in a newish Polo than a £500 shed as mentioned by MilanoChris.
 
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