Battery Hen Briton

Brookert said:
...but there is a large demographic of people who can only afford the 95% mortgage that comes with a new build, especially with the governments new first buyer schemes.

I live in a new build one bedroom flat.....sorry maisonette :D It has two windows, one at either end. The place feels like a cave. Luckily I've only got a month left in this hole.
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No you don't
A) because new builds are so above market value you could pay only slightly more for a 10% mortgage compared to your 5% mortgage at massively more cost
b) there are some 95% mortgages on the scene
C) in jan 2014 there will be goverment backed 95% mortgages for any house.

Gilly said:
We most certainly do not.
.
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We do, as much as people don't want to, the population is expanding, we need far more houses. It's part of the reason houses cost so much is the land.
We should also change the building construction, brick and mortar is so in efficient both in cost and eventual product.
 
Lived in Singapore (City-Country), lived in Portsmouth (Seaside-City), lived in Hull (Growing City), currently living in Pontefract (Town).

The further you move away from a major city, the better you feel. New build or not, I have plenty of space and nowt to complain!

I do believe I'm a certified Free-Range Briton.
 
Ahh everyone moaning about cities.

Here's a stellar idea, move to the country...but then i suppose you would be too far from your irrelevant shops and pointless night-life to have sensibility.

You want to live in a major city, deal with it.
 
StriderX said:
Ahh everyone moaning about cities.

Here's a stellar idea, move to the country...but then i suppose you would be too far from your irrelevant shops and pointless night-life to have sensibility.

You want to live in a major city, deal with it.
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Would love to now, but it's more expensive.
In fact I want to be a foggle, organic, free range Briton.
 
Glaucus said:
We do, as much as people don't want to, the population is expanding, we need far more houses. It's part of the reason houses cost so much is the land.
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Rubbish. Houses cost so much because people pay it. If they didn't pay it they wouldn't cost so much.

There are far more houses than needed.
 
Far more houses than needed, where you get that from?

I do agree with the pay holds the prices, but the cost is also stupidly high with lots of minus points.we could build cheaper and better houses, especially in energy efficiency.
 
Glaucus said:
Far more houses than needed, where you get that from?
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Probably from all the empty houses that exist, that people seem to enjoy holding onto for "investment".

There should be a time limit on empty housing, if it isnt housed within a suitable time the build would be sold at half price to someone else and continue to do so until someone actually lives there.


I realise it is likely heavily exploitable, but i am tired of seeing Russian oligarchs buying estates in London just to prop up the surrounding area.
 
StriderX said:
Ahh everyone moaning about cities.

Here's a stellar idea, move to the country...but then i suppose you would be too far from your irrelevant shops and pointless night-life to have sensibility.

You want to live in a major city, deal with it.
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Best thing I ever did was move out to the country and I'm only 20mins drive from work which is in the heart of the city.... see N.Ireland isn't that bad after all :)

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Small town UK south dweller here, I don't feel overcrowded but I'd imagine that's going to change in the next 18-24 months.

There's about 5000 new homes being built in a 10 mile radius, and 360+ planning applications going through at the moment. The council/government just keep green flagging everything.

The problems I have are:

1) All the houses are first time buyer properties, 2 bed as per the OP's article.
2) No additional transport infrastructure is being proposed.
3) Our school catchment areas are dwindling as a result.
4) Our local hospital is already taking on the role of 3 hospitals that were collapsed into it.

That said, I can't see anything changing and they will build as there's a government directive and of course there's money to be made.

We're very fortunate enough to live in a 3 bedroom home at the moment which we rent whilst we wait for our investment property to sell, once that does we'll probably move out further afield to take advantage of older more solidly built properties. Not to mention being away from motorways and commuter belt routes.

Personally, I wouldn't envy anyone buying a quickly slung up new build in this day in age. No matter how attractive it might seem financially, you'd have to stay there for years to make it work and if it's a shoebox like the Daily Fail article suggests then no thanks. Stay put, save more, get a decent property.
 
Gilly said:
Rubbish. Houses cost so much because people pay it. If they didn't pay it they wouldn't cost so much.

There are far more houses than needed.
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That's a redundant argument.

People pay be ause they have no choice beyond quibbling over a few K here and there and please don't suggest some huge class action is a solution with people refusing to buy until prices lowered, that would never happen.

Greenbelt needs to be relaxed to an extent, that and/or extension laws so people can live in decent sized properties. At the moment the whole system is so heavily controlled people are funnels I to spiralling costs for even moderately larger properties. Until supply outstrips demand, in wuality as well as quantity, the problem will only persist.
 
Glaucus said:
There's loads of main roads going through green belt, I see no issue with creating new villages off the side of such roads.
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The concept of the village is all but gone sadly..We dont build villages any more..or rather they dont grow anymore.

We build estates.
 
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