LOL at BBC article on cheap living

If everyone waited until they were in a good position, financially, before having children then nobody would ever have kids at all.

The wife and I waited, we can afford kids without finanicial assitance. In addition to this the wife is now a full time student at Uni and were still managing without benefits.
 
Ok here is my opinion...

I think her main mistake lies with giving up her job, with it being shiftwork it would mean she would not have to find childcare for everyday like you would in a 9 - 5 job (not that they exist anymore), the dad does not pay anything for his child but does have him 2 days a week which also frees time for her to work, also just because the dad has the kids twice a week does not mean he cannot pay child maintenance.
Her parent's should be helping more in my opinion, if not financially then with baby sitting. It will be even easier when her kids goes to school in a couple of years but as said she should have kept her job, jobs are hard to find at the moment I am sure but she needs to go into places and ask. Make a good impression and build up a rapor with the staff then if they have no jobs on that day keep going maybe once a month. Do this with multiple places and I bet she will get a job eventually. Just emailing is not really looking, handwritten letter are far better esspecially these days. I know employers like to see this as it shows that the extra effort has been put in.
 
The article is a load of rubbish & even admitts it at the end.

No idea what's up the BBC, as bad as the live off £10 a week!, then at the end saying "But most people won't have the cooking skill, all of the ingredients locally available, the utensils required for a number of others factors so in reality it ends up costing about double!".
 
In this particular case I think a bit more sympathy is due.

She was with a partner when she had the kid from the sounds of it. We don't know the details but I am sure they would have been far more secure with at least one wage.

Housing in the South East is beyond mad so I expect £675 a month in rent in Southend is cheap. Sure she could move but there are costs involved in that and like she says in the article at least she is in walking distance of the supermarkets rather than needing a car.

Quitting the job is harder to justify though - yes a hard commute but she was on a decent wage. Also, she talks about not being able to afford Brentford but I don't buy that, even if the rent is higher there, it won't be outrageous and she would have had a decent wage to cover it.


I have no sympathy for her, I worked with a woman in my last job who quickly ended up being a single.parent after her child was born and is unable to drive due to her extremely poor eyesight.

She has taken a job that fits in with the needs of the child (dropping off with the school at 8 am and picking the child up at 5 from the after school club now) she works 9 to 3 in a dull ass soul destroying admin job, but because she has taken the right decisions, as in CSA, working tax credits, reasonably priced flat 100 yards from the school and bus stop, she is able to live quite comfortably on the £1900 a month she gets combined income from the various sources.

Compare this course of action to the lady in the OP and we very quickly see that it's not poor benefits that are the problem here, just poor decision making.
 
Future pension liabilities with an aging population.

We need to hump ourselves out of future national bankruptcy.

Who pays for the children's pensions and their childrens? Exponential population growth? It's a ponzi scheme and quite soon the government teet is going to run dry like it already has in the swarthier parts of Europe.

I reckon articles like this are propaganda conditioning people for what's coming.
 
Nope Northumbrian water

You currently pay by:
Direct Debit when due
Payment plan:
Monthly
Next payment
£40.46 You do not need to do anything, your payment will be taken on or just after 15 May 2013

Bill period:
01 April 2013 - 31 March 2014
Bill amount for this period:
£332.51
Account balance:
£364.14DR

I think my original bill when I signed up with them was listed as "High consumption" even though I don't see how that is possible

should I complain? I don;t understand how the woman in that article can only be paying £15 for water....... unless she means bottled water....

Are you metered? IF not get metered and watch the bill fade to nothing. In a one bed flat, you will still have your sewage standing order part of it, but your individual usage will be so much less than they 'estimate'.
 
Compare this course of action to the lady in the OP and we very quickly see that it's not poor benefits that are the problem here, just poor decision making.
This kind of argument only works if you believe in free will.
 
How many people could survive by themselves with out any government benefits?
Then how many of those left could survive when their useless government non-jobs, contracts and grants are cut?
Then how many left can survive when their businesses have lost the custom of the above?

The modern economy is set up to extract money from the government instead of extract money from consumers.
 
Pretty bad article from the BBC. The price for the food either has no basis in reality for most people or impractical. Who buys 30 eggs?

I reckon articles like this are propaganda conditioning people for what's coming.

I actually agree.
 
Government plans to slash housing benefit could tip them into destitution by wiping £80 a month from Jackie’s meagre budget.

She should be looking for something cheaper and perhaps closer to other family members.

The single mum used to earn £27,000 as a fire service control room operator but now ekes out a tiny income from her craft *business. She had to leave the fire service to look after Johnny but failed to land another job after sending off more than 300 applications.

Why did she have to leave her job? Did she not get 6 months maternity leave and use this time to organise some form of childcare.

“We’ll spend Christmas at my parents’ house because it’s nice for my son there. Without my parents we’d have nothing.”

Are her parents in a position to possibly help her out with childcare?

Only a year ago Jackie, from Southend, Essex, was dressing up to go for nights out in London clubs and buying a new outfit every weekend.

Let's not think of the future then and spend, spend spend.

She said: “I couldn’t afford to move to Brentwood so I had no choice but to resign.

Did she try and come to some form of compromise with her employer?

Johnny’s father, who is in a new *relationship, does not pay child support despite being in full-time employment.

Shame on him.


But he looks after his son two nights a week as well as buying him shoes and clothes. Jackie feels her ex does all he can. The couple split up before Johnny was born.

Was there signs the relationship was not strong? Why bring a child into an unstable one?

It has become her lifeline. She said: “I never thought I’d end up in that position, standing for half an hour in the cold for food. I used to be on nearly £30,000 a year and I think, ‘How did I end up here?’

Having a child in an unstable relationship !
Not preparing for the future !

The boy’s clothes come in bin liners full of hand-me-downs from older children and he has learned to go without the treats his *playmates take for granted.

Generations of family's have done that !

He hasn’t got a telly.

Why oh why does a two year old need a telly ?

“He just gets told, ‘Mummy hasn’t got the money.’ He knows those words quite well now.”

I heard that every day in my childhood and it did me no harm. It actually made me more determined to be in a better financial state when I was older.

Jackie earns £250 a month, receives £80 child benefit and £490 housing benefit – total income £820.

What about working tax credits ?

I don’t smoke and if I drink it’s only because a friend gives me a bottle of wine for doing a favour.

Get something more beneficial that a bottle of Wine.

At least Jackie is debt-free and has hopes her small craft business will take off so she never has to survive solely on benefits.

Seriously get a job doing anything rather that trying to get a craft business up and running in this economic climate.

She said: “After a year of barely making ends meet, this way of life has become *second-nature. If I won the lottery now, I wouldn’t know what to do with myself.

If you are playing it then stop !


This may come across as a hard look at things but sometimes that is what is needed in life.
 
I have no sympathy for her, I worked with a woman in my last job who quickly ended up being a single.parent after her child was born and is unable to drive due to her extremely poor eyesight.

She has taken a job that fits in with the needs of the child (dropping off with the school at 8 am and picking the child up at 5 from the after school club now) she works 9 to 3 in a dull ass soul destroying admin job, but because she has taken the right decisions, as in CSA, working tax credits, reasonably priced flat 100 yards from the school and bus stop, she is able to live quite comfortably on the £1900 a month she gets combined income from the various sources.

Compare this course of action to the lady in the OP and we very quickly see that it's not poor benefits that are the problem here, just poor decision making.

£1900 a month is a fair bit of money for most people, especially if you're talking about post-tax, it's about £30,000 a year. Large swaths of the country will never earn £30k a year working fulll time and paying their own way.
 
Care to give an exact breakdown of that £30,000 a year she's getting?.

Or let me guess, more bull ****.
 
£1900 a month is a fair bit of money for most people, especially if you're talking about post-tax, it's about £30,000 a year. Large swaths of the country will never earn £30k a year working fulll time and paying their own way.


No that's gross.
 
I've just had a reply to my text, she gets no benefits.

She clears a grand after tax from work plus around 500 working tax credits and 300 CSA.

So yeah, she does quite well dosent she?
 
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