Government plans to slash housing benefit could tip them into destitution by wiping £80 a month from Jackie’s meagre budget.
She should be looking for something cheaper and perhaps closer to other family members.
The single mum used to earn £27,000 as a fire service control room operator but now ekes out a tiny income from her craft *business. She had to leave the fire service to look after Johnny but failed to land another job after sending off more than 300 applications.
Why did she have to leave her job? Did she not get 6 months maternity leave and use this time to organise some form of childcare.
“We’ll spend Christmas at my parents’ house because it’s nice for my son there. Without my parents we’d have nothing.”
Are her parents in a position to possibly help her out with childcare?
Only a year ago Jackie, from Southend, Essex, was dressing up to go for nights out in London clubs and buying a new outfit every weekend.
Let's not think of the future then and spend, spend spend.
She said: “I couldn’t afford to move to Brentwood so I had no choice but to resign.
Did she try and come to some form of compromise with her employer?
Johnny’s father, who is in a new *relationship, does not pay child support despite being in full-time employment.
Shame on him.
But he looks after his son two nights a week as well as buying him shoes and clothes. Jackie feels her ex does all he can. The couple split up before Johnny was born.
Was there signs the relationship was not strong? Why bring a child into an unstable one?
It has become her lifeline. She said: “I never thought I’d end up in that position, standing for half an hour in the cold for food. I used to be on nearly £30,000 a year and I think, ‘How did I end up here?’
Having a child in an unstable relationship !
Not preparing for the future !
The boy’s clothes come in bin liners full of hand-me-downs from older children and he has learned to go without the treats his *playmates take for granted.
Generations of family's have done that !
Why oh why does a two year old need a telly ?
“He just gets told, ‘Mummy hasn’t got the money.’ He knows those words quite well now.”
I heard that every day in my childhood and it did me no harm. It actually made me more determined to be in a better financial state when I was older.
Jackie earns £250 a month, receives £80 child benefit and £490 housing benefit – total income £820.
What about working tax credits ?
I don’t smoke and if I drink it’s only because a friend gives me a bottle of wine for doing a favour.
Get something more beneficial that a bottle of Wine.
At least Jackie is debt-free and has hopes her small craft business will take off so she never has to survive solely on benefits.
Seriously get a job doing anything rather that trying to get a craft business up and running in this economic climate.
She said: “After a year of barely making ends meet, this way of life has become *second-nature. If I won the lottery now, I wouldn’t know what to do with myself.
If you are playing it then stop !
This may come across as a hard look at things but sometimes that is what is needed in life.