Insurance Postcode Lottery

paradigm · 8 May 2013 at 09:42

Well done on choosing the wrong voluntary excess Mr ManLove

SK10 3:

snitcher · 8 May 2013 at 09:48

car insurance prices are always more expensive if you live in urban areas, than if say you live in remote areas.

Freefaller · 8 May 2013 at 09:53

£966 from Bell by Admiral. That's London for you.

I did it with my details - £498... helps being older!

Muffin` · 8 May 2013 at 09:55

Come on Manchester, you can do it!

Muffin` · 8 May 2013 at 09:55

Although I've just had a thought; people from NI will post and it's still a warzone I believe

Frozennova · 8 May 2013 at 09:56

Oops will edit the prices. Missed the bit about excess

Repta · 8 May 2013 at 10:06

BT19 (Bangor, Northern Ireland)

LE11 (Loughborough, England)

Repta · 8 May 2013 at 10:07

Muffin` said:
Although I've just had a thought; people from NI will post and it's still a warzone I believe

I thought the same but putting in my home address and its one of the cheapest quotes on the page, very strange. Even cheaper than my uni address

Peerzy · 8 May 2013 at 10:07

I've not got time to run through an entire quote but if someone fancies it - GU24 9BX should mean you win the internet.

23 year old with 2 years NCB and my insurance is £346 on a Porsche Boxster S this year!

Dup · 8 May 2013 at 10:08

BB7 (Blackburn) postcode, although out in the sticks more or less.

Muffin` · 8 May 2013 at 10:10

Old Manchester Postcode M45 (I think my £1500 Mondeo ST policy was quite a bargain)

My current Bristol BS4

One of my Cheshire postcodes CW8

Another Cheshire postcode close to Paradigm but on a council estate SK11

Firestar_3x · 8 May 2013 at 10:15

CW12

GravyMonster · 8 May 2013 at 10:31

My postcode (South Milton Keynes)

Parent postcode (North Milton Keynes)

8 miles makes nearly £50 difference

toasteh · 8 May 2013 at 10:34

NR4, no other cars on the road in little old Norfolk

Frozennova · 8 May 2013 at 10:38

Peerzy said:
I've not got time to run through an entire quote but if someone fancies it - GU24 9BX should mean you win the internet.

23 year old with 2 years NCB and my insurance is £346 on a Porsche Boxster S this year!

rossk26 · 8 May 2013 at 10:41

Peerzy said:
I've not got time to run through an entire quote but if someone fancies it - GU24 9BX should mean you win the internet.

23 year old with 2 years NCB and my insurance is £346 on a Porsche Boxster S this year!

I think there are many more variables than just the postcode that bring that price down...

Firestar_3x · 8 May 2013 at 10:47

GU24 9BX just looks like your run of the mill overcrowded housing estate?

rossk26 · 8 May 2013 at 11:00

Firestar_3x said:
GU24 9BX just looks like your run of the mill overcrowded housing estate?

I suspect his voluntary excess is sky high, and he has his mam, dad, grandad, grandma as additional driver, with annual mileage of 5k...

My effort:

I have a poor postcode so need to use some of the above tricks to bring my insurance quotes down

King4aDay · 8 May 2013 at 11:04

-westy- said:
That would require knowledge of a lot of different postcodes, wouldn't it?

http://www.doogal.co.uk/UKPostcodes.php

1.76 million there to get you started

rossk26 · 8 May 2013 at 11:06

The Scottish Borders are the region with the lowest average annual premiums in the UK, at £479.

A report ran by confused.com