Insurance fraud too easy

[HangTime]

I have read your comments regarding you having no knowledge of this policy, however looking into this I can find no evidence to support your claim

Not saying it has any legal significance but surely if there is "no evidence to support your claim" [of having no knowledge of the policy] then as a double-negative they are effectively claiming that there is evidence that you DID have knowledge of it?

I'd request that your concerns are escalated to manager (meanwhile persuing other avenues of course).

 

[allllec]

I agree solely with you, it is fraud but the police want evidence which I cannot obtain. The cars insured I have never owned either.

To test how easy it was my partner who is named driver on mine and I am on hers phoned my company today and easily got access to all my details. She even got an email sent to an email address with proof of NCB.

It is not your job to collect evidence. The police very kindly, on our behalf as civilians, do the hard work for us.

Like I said, IF the situation is as you have described. And someone (remember you don't know who it is, weather it be an ex-girlfriend or a random person it makes no odds) has used your details to obtain credit in your name they have committed fraud/in effect stolen your identity.

To this end all you have to do is report it to the police clearly.

Don't 'confuse' yourself or the police with details like 'ex-girlfriend' at this stage. The fact of the matter is a crime has been committed and the police are there to help you Sir

Kind Regards

Alec

 

[mike gunnz]

And I thought I was a poor judge of women

But seriously, I hope you get it resolved.

 

[unclelonghair]

The insurers would presumably also be guilty of breaches of the DPA, so I'm not surprised they are obstructing you.

But they can't have it both ways. If they say he is responsible for the policy then he is entitled to any information they hold on him. If they refuse to provide this surely they are admitting that he isn't responsible.

 

[adam cool dude]

The addresses of the policy will not be your home address. This might help you prove identity theft otherwise you would have received notification of a policy being made?

Also the cars should be in their name as well which might make it easier to prove that they were fronting you as a main driver? Especially as you already have two cars.

 

[d_brennen]

If a company wants money from you, they must provide you with the proof. Get back on the phone and demand all the documents, including cover/named drivers/direct debit info. After all, it is YOUR policy right? Then you have the perp. Now get on the phone to the police and report the fraud.

 

[Dogbreath]

But as the police say they can just claim I was with them at the time. I have to find a concrete way to prove I had no association with them. For instance although I am now in a long term relationship, they could still claim I was seeing them.

Surely if all these policies have been taken out with you as the policy holder, you must have received a steady stream of insurance documents through the post? If this delightful lady has put her own address on the policy so she gets the documents, then surely that is pretty strong evidence?

 

[Jokester]

But they can't have it both ways. If they say he is responsible for the policy then he is entitled to any information they hold on him. If they refuse to provide this surely they are admitting that he isn't responsible.

Absolutely they can't have it both ways, but the best outcome for the insurer is for the OP to go away because he isn't able to get anywhere with it. Until the police are involved I don't see that changing.

 

[ince]

Tell the police to obtain the evidence

 

[BD10NNF]

As stated. This is fraud and the police should be informed. If you didn't willing give your details to the person who set up the policy then I see it as fraud.

I would state that you are divorced and why would you help out an Ex to make their life easier.