
What will it be powering and what's your budget

YOUR BASKET
1 x XFX Pro Series 650W XXX Edition Modular '80 Plus Bronze' Power Supply £74.99
Total : £85.49 (includes shipping : £8.75).
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YOUR BASKET
1 x Corsair Professional Series HX+ 650W '80+ Gold' Modular Power Supply (CP-9020030-UK) £99.98
Total : £109.88 (includes shipping : £8.25).
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650w is way too much if you plan to use only one card.
You can power a titan and 3570k on a decent 500w power supply.
What is your cpu and graphics card?
Between these two the Corsair is a much better PSU, however you pay a premium for it, but worth it IMO.
One of the best things about over speccing the PSU is that if it has a variable speed fan (which any decent PSU should in 2013) it will be quieter the lower the load.
A 400w psu running its max capacity won't need a faster fan to cool it than an 800w psu running at 400w. It's efficiency that determines how much heat needs dissipating.
The 400w @max will be putting out more heat then the 800w @400w because the 400w will be at its top end whereas the 800w will be in somewhere in its sweet spot for efficiency so will be putting out less heat per watt.
The 400w @max will be putting out more heat then the 800w @400w because the 400w will be at its top end whereas the 800w will be in somewhere in its sweet spot for efficiency so will be putting out less heat per watt.
Sure it will be more efficient, for as long as it lasts, which won't be as long as an 800W PSU at 400W
I don't think I said anything about the 800W being of inferior quality.