Hi,
I'm wondering if anyone has ever fallen sick while on holiday out in the USA ?
I live in the USA, and my mum is currently here visiting from the UK. Anyway unfortunately she fell very ill today and was rushed into hospital. We don't exactly know what's wrong with her, but i'm sure they'll tell me in a little while. She's 70.
She sort of slipping in and out of consciousness, whilst we don't know for sure what's wrong with her yet, the doc kinda hinted at a possible blood clot, or bad stomach infection. Her white blood cells are very elevated. Anyway, i did get out of her that she reckon's she's got insurance. But she only apparently paid 100GBP for the yr. Which i have my doubts will cover much, given medical insurance for your average person here in the USA is around $350 per month.
The reason for this post is to find out what exactly happens to UK nationals who fall sick while visiting the USA. She doesn't have any assets here. Even best case scenario, if it turns out just an overnight stay and some anti-biotics, she's had every test in the world, including a CAT & CT Scan a few moments ago, and knowing how expensive the US can be for medical expenses, the bill will probably total around $20k. Anything serious, and this could skyrocket.
I don't think there's much they can do in terms of reclaiming the monies, given she's not got any assets here. I can't imagine her insurance is going to be paying out those kind of bills for only 100GBP per year. Or am i wrong about this? You lot who travel to America probably have some insight on this. What does the insurance cover? Before you say go read the policy. I'm in North Carolina, and the paperwork is in Florida. (where I live) We're actually on a little getaway, and took my mum for the trip.
Has anyone else fallen into this predicament, or know anyone who has. What was the financial outcome in terms of how far the hospital went to get their money back.
In america at the moment there's 50million un-insured, so this must happen to a lot of people. In the USA they normally declare bankruptcy, but for a UK national ??? That i do not know.
Any advice appreciated.
I'm wondering if anyone has ever fallen sick while on holiday out in the USA ?
I live in the USA, and my mum is currently here visiting from the UK. Anyway unfortunately she fell very ill today and was rushed into hospital. We don't exactly know what's wrong with her, but i'm sure they'll tell me in a little while. She's 70.
She sort of slipping in and out of consciousness, whilst we don't know for sure what's wrong with her yet, the doc kinda hinted at a possible blood clot, or bad stomach infection. Her white blood cells are very elevated. Anyway, i did get out of her that she reckon's she's got insurance. But she only apparently paid 100GBP for the yr. Which i have my doubts will cover much, given medical insurance for your average person here in the USA is around $350 per month.
The reason for this post is to find out what exactly happens to UK nationals who fall sick while visiting the USA. She doesn't have any assets here. Even best case scenario, if it turns out just an overnight stay and some anti-biotics, she's had every test in the world, including a CAT & CT Scan a few moments ago, and knowing how expensive the US can be for medical expenses, the bill will probably total around $20k. Anything serious, and this could skyrocket.
I don't think there's much they can do in terms of reclaiming the monies, given she's not got any assets here. I can't imagine her insurance is going to be paying out those kind of bills for only 100GBP per year. Or am i wrong about this? You lot who travel to America probably have some insight on this. What does the insurance cover? Before you say go read the policy. I'm in North Carolina, and the paperwork is in Florida. (where I live) We're actually on a little getaway, and took my mum for the trip.
Has anyone else fallen into this predicament, or know anyone who has. What was the financial outcome in terms of how far the hospital went to get their money back.
In america at the moment there's 50million un-insured, so this must happen to a lot of people. In the USA they normally declare bankruptcy, but for a UK national ??? That i do not know.
Any advice appreciated.
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