BMW Tyre insurance

Mikey

Mikey

Mikey

Soldato
Joined
28 Dec 2002
Posts
6,749
Location
South Coast
Collected car this week and at the time of the deal was offered short fall and tyre insurance. I jokingly said insuring against insurance in years to come.


Anyway a hard sale from another gentleman at the dealer and I said no. Special offer prices and so on. He said he's going to call me next week to confirm if I still wish to pass.

£350 for tyre insurance - max 5 tyres / £1500 from what I understand.

Anyone else take this? Tyres on the car are 215/35/18 and 245/35/18 RFT
 
It looks expensive to me, especially after reading the following clause:

"Where the damaged tyre(s) tread depth at the time of claim is 6mm or above we may pay 100% of the replacement cost(s) or up to the cover level selected. Where the tread depth is below 6mm but more than or equal to 2mm, tyres that require replacement will have the lower of an amount equal to 50% of the tyre replacement costs or 50% of the claim limit paid."

So in other words once you get to 6mm tread depth they'll only pay 50% of the tyre cost anyway. At £350 (which I assume is for a years cover?) I'd much rather just take the risk and pay out for any tyres that might possibly get damaged beyond repair.
 
They tried selling it me when I got the X6. I turned it down as I said I couldn't remember the last time I had needed to replace a tyre for anything other than it had worn out.

Sods law I got my first puncture a week later in the rear tyre buy a £25 bill for a repair is much cheaper than the insurance they offered.
 
I got stung once to the tune of about £600 when I had punctures on both new runflat tyres after hitting a bit of debris on the motorway. With my next BMW purchase I decided to consider the tyre insurance. I just kept saying no until they brought the price down to £200 at which point it seemed fairly reasonable.

There is a lot of room for movement in the price so bargain them down.
 
scratch said:
It looks expensive to me, especially after reading the following clause:

"Where the damaged tyre(s) tread depth at the time of claim is 6mm or above we may pay 100% of the replacement cost(s) or up to the cover level selected. Where the tread depth is below 6mm but more than or equal to 2mm, tyres that require replacement will have the lower of an amount equal to 50% of the tyre replacement costs or 50% of the claim limit paid."

So in other words once you get to 6mm tread depth they'll only pay 50% of the tyre cost anyway. At £350 (which I assume is for a years cover?) I'd much rather just take the risk and pay out for any tyres that might possibly get damaged beyond repair.
Click to expand...

That's what I'm starting to think. Had a quote from car2cover after a quick google and that's circa £259

TBH I'm tempted to just leave it still.

I just didn't like the fact that you're on the spot and little research beforehand.
 
Last edited:
I've got brake and coolant fluid insurance, a bargain at £400 per year ;)

You never know when it may leak or implode causing a blackhole.

I also took out insurance on the insurance in case that insurance company goes bust.

Always have a backup of a backup!
 
You must log in or register to reply here.
Back
Top Bottom