Bought house - Received debt letters for previous occupiers.

I would post it back, I wouldnt ring them as I did this once and it was very unpleasant conversation. The lady was addiment that I was now responsible for the debt 0_o.

That would have gotten a "Haha! Good luck with that you ******* wench." from me.
 
Try writing on it:


Return to sender, address unknown

No such number, no such zone


Return to sender, return to sender

Return to sender, return to sender
 
Try this

Send the debt collectors a recorded delivery invoice for £300 for time and distress for each letter stating clearly the circumstances and that any further corresponding will be deemed acceptance of those terms.

They'll almost certainly update their records.
 
I had this. The previous owners moved to Singapore, leaving behind a trail of debts.

At first I wasn't sure what was in the envelopes but it soon became apparent that they were debt collection letters. I opened the obvious ones (legal since I had "good reason" to open them) and phoned the companies involved.

They stopped without much complaint.
 
This happened to my parents. They called Lloyds and told them the person didn't live there anymore, that didn't stop the harassment. In the end my dad took them court and has a received a nice settlement.

If some meat head turns up at your door claiming to be a debt collector and you've nothing to do with it call the police.

just do this.

the house wasn't blacklisted though was it?

The house can't be blacklisted...

On a serious note show them a bill with your name and address on (council tax Bill is best)

No. They've no business knowing who he is, all they need to know is the debt doesn't belong to him. If there is a prepaid envelope in with the letters fill it full of stones etc from the garden and post it back.
 
On a serious note show them a bill with your name and address on (council tax Bill is best)
For as long as the letters are not in the OP's name, then the OP has no legal obligation to send them anything.

If a bailiff attends, ask to see their proof of ID first. Once you have been assured the bailiff is legitimate, show - not pass or give - them a copy of something that determines you definitely live there, such as a water bill, council tax bill. Also have to hand a passport or driving license so you can prove you are who you say you are.
 
This happened to my parents. They called Lloyds and told them the person didn't live there anymore, that didn't stop the harassment. In the end my dad took them court and has a received a nice settlement.

If some meat head turns up at your door claiming to be a debt collector and you've nothing to do with it call the police.



The house can't be blacklisted...



No. They've no business knowing who he is, all they need to know is the debt doesn't belong to him. If there is a prepaid envelope in with the letters fill it full of stones etc from the garden and post it back.


They will keep sending letters, then a bailiff will come knocking, he will then have to show proof, he is not the debtor.

So its easy to nip it in the bud now.
 
If he's comfortable with that then fine. I had situation in a rented property where a bailiff turned up and prior to this I was advised not to show them anything.

I asked him to leave and he wouldn't so I phoned to Police. I invited the attending officers inside and identified myself to them. They then left telling the bailiff I wasn't who he wanted and suggested that we weren't bothered again. We weren't.

Perhaps I've just had a bad experience but I certainly can't recommend showing them anything at all.
 
Much will depend on the debt company concerned. I had to call the ones chasing someone here about four times. They apologised profusely, but explained that the system was automated. The letters kept coming. These were for a County Court Judgement, so just thinking it will go away is a VERY bad idea. As for just saying "not at this address": what on earth makes you think the debt company will take any notice? Did you not think that might be one of the common tricks used by the person in debt to get out of it? And the debt company knows this?
 
If he's comfortable with that then fine. I had situation in a rented property where a bailiff turned up and prior to this I was advised not to show them anything.

I asked him to leave and he wouldn't so I phoned to Police. I invited the attending officers inside and identified myself to them. They then left telling the bailiff I wasn't who he wanted and suggested that we weren't bothered again. We weren't.

Perhaps I've just had a bad experience but I certainly can't recommend showing them anything at all.

it wont be a bailiff it will be a no power debt collector, very rarely to bailiffs come and collect consumer debts, they do council tax parking fines etc.
OP just needs to return to sender and forger, cant believe he needed to ask after having the intelligence to buy a house an all
 
They will keep sending letters, then a bailiff will come knocking, he will then have to show proof, he is not the debtor.

So its easy to nip it in the bud now.

He doesn't have to do anything, he's under no obligation to assist anyone.

Bailiffs for credit cards etc have no power and neither do they care much. All the person that comes round or that you speak to on the phone cares about is taking money so they get their slice, anyone else contacting them is wasting their time.

Best bet is to just return to sender, get yourself on the MPS register and give it 6 months or so.
 
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