Mine was declined, phoned bank and its gone through now ( money off my account)
Really glad i checked the thread again this morning after feeling a tool for staying up till after midnight!
If your debit card is a Visa Debit Card, you get the same protection as with a Visa Credit card. Besides, Play.Com is the person you will actually deal with and I have never had any issues.
A debit card unfortunately doesn't give the same protection as a credit card. With a credit card the issuing bank is entering into a credit agreement with the retailer and yourself under section 75 of the consumer credit act. So if there are issues in the future with the product then the bank is equally liable for it. In effect the bank becomes as liable as the retailer to address any issues.
I've successfully won several cases against the bank when the retailer won't address a problem. The bank will deny they are liable but then you have the protection of the financial ombudsman who has helped with redress in the past.
Credit cards are great and I never use them for credit but simply to get additional protection![]()
VISA give the same protections to both their Credit and Debit cards on any purchases over £100. This was confirmed to me by VISA themselves.
Surprised this hasn't been put on HUKD yet![]()
I'm sure the guys in work are wondering why I keep going in and out!.
Just ordered one and realised I didn't select the delivery method!!
Was there any other option for delivery? It says free 4-7 days argh!! Hehe
I did the same. I don't recall any other option.