How would insurance work in this situation? I'm assuming that somebody will get the blame, the first person to crash perhaps?
Everyone who rear ended imo is at fault as they failed to stop
Lives were probably saved by a quick-thinking lorry driver who used his truck to block the entrance to the bridge and stop more cars piling into the crash.
A driver involved in the incident, Chris Buckingham, told Sky News: "He was going the other way and ... he's gone down to the end of the carriageway, gone across the roundabout and actually blocked off the road so no more cars could actually enter the dual carriageway before the emergency services got there.
"Whoever that guy is I'd like to shake his hand because he's probably saved lives."

It what happens if you drive too fast and too close. Serves them right.
It's a pain in the ass (pun intended) however at least they wont need to claim on their own insurance.
oddly 1 mile from the village it was clear as anything.Picture from the front of it. Looks like one car just stopped for some reason and everyone else couldn't see them until they were already embedded in the boot.
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Well not all of them were idiots.
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To be fair they are all swampys/inbred*... (That's what most of the local area have christened people that live on Sheppey!![]()
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*For the record I do have friends on Sheppey and they are relatively normal.![]()

I came off the island this morning @ 7.15. The fog was very thick with cars and vans driving past me and I was doing 40mph over the bridge. As I was coming off the bridge the vehicles in front braked and I had plenty of room to brake safely but the vehicles in lane 2 started to brake hard as they was going faster than me with less gaps between them. Then we moved along after braking. By the time I reached the M2 the police traffic car was going the other way. A lot did not drive to the conditions even some had no lights on let alone fog lights.
ORLY?
Car ahead of you suddenly stops in 0.000001 meters because it's hit an immovable object.
Even though you've left the correct 2 second gap ahead of you, you've got brand new continentals and AP Racing 6pot brakes, you cannot stop in time. If the car ahead had braked at full power over however many meters you'd be able to brake in time, but not when he's hit a brick wall/arctic truck and stopped dead in his tracks.
Picture from the front of it. Looks like one car just stopped for some reason and everyone else couldn't see them until they were already embedded in the boot.