We have a thing called probability which is based on our current understanding on how things work.
For eg.
My second unknown point regarding an alternative reality - is it probable based on what we know? maybe.
My forth point would need the other three "unknowns" to be exist in order to true. Based on our current understanding, this is improbable.
The fact that you choose to ignore our current understanding of reality and believe in things without any evidence at all just shows you're living in a fantasy world. Unless you're privy to something which the rest of the world isn't?
Currently there is no evidence to form a practical statistical analysis from..we know the body dies...that is it...we do not know anything else...what death is like is something every individual will experience, but none can share.
You cannot form a rational probability value from an unknown. Both the positive and negative positions on Life After Death are formed in such an arena...we know one thing...The Body Dies, this is not in dispute...the actual discussion is what happens AFTER the body dies. So unless you are privy to something the rest of us are unaware of, then your argument against Banzai applies equally to you.
You believe there is oblivion (for which no evidence or related objective experience exists)...Banzai believes there is not (for which no evidence or related objective experience exists). Both of you may have formed this individual opinion through a reasoned and rational process, both of you may not have.
Personally, I don't know....I have yet to form or find an explanation or belief in which I can have faith...I question my own experiences with near death (which I have spoken about before) with regularity but still have no way to validate them outside of my own experience of them. I will, like you all, find out one day...by which time I will either have a true understanding (if we follow Banzai's field of thought) or in my oblivion it will not matter (if we follow Wickfut's field of thought).
For me the only rational position to take is...Life is for living, live it and let death look after itself.