Merry Christmas, have a tree....

No but my friend does. I work for WWL at eastern docks. We deal with loading ships and handling import and export of cars and plant machinery.
 
Jesa Christo! - Glad your all okay and have managed to get the repair underway so close to Christmas!
 
Dang.

Reminds me of the high jinks we got up to cutting down a large eucalyptus tree about that size but even closer to the house. Apparently they do nasty things to foundations with their roots so we wanted to get it down.

I was the volunteer with a rope hauling on it in a direction away from the house as the base was slowly hacked at to encourage it to drop into the lawn not backwards onto the house.

You don't realise how big the dam things are til they fall down and occupy your entire garden.

Amazed how fast you managed to get some guys out for it. Hope it doesn't mess up your Christmas too much.
 
darael said:
Looks like it's your neighbours tree, so you'll at least be able to claim for damages through their insurance.
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Its actually not, its on a kind of walk way. Most properties here are leasehold. The tree is not on the council records. So we assume its the landlords.
 
So, we've now had to have our boiler shutdown due to it leaking CO. So that is a new boiler. Aviva seem to be ok with just going ahead with all repairs so far.

This is going to get expensive!
 
Intense! Did this happen while you were in the house?

I had a similarly wind related sphincter-tightening moment today when a 20ft snapped telephone wire flailed across the road and wrapped itself around my bonnet and wing mirror while I was going 60mph. Thankfully it just snapped leaving a tendril wrapped around the mirror though.
 
AS_Platinum said:
Just holes in the roof, water coming in etc. yay!
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Captain Planet said:
Oh dear! Any damage??
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So the boiler got sorted with relative ease. Insurance company paid out £3k for new boiler system (had to be relocated, gas mains upgraded etc etc blah blah)

So I started sending them copies of quotes and they said "that they'll use them in conjunction with their visit".

So the loss adjuster arrived today (Surveyor as they like to call them). After much deliberation he come to a settlement figure of £2203.84. This amount has to sort out my roof, kitchen & bedroom.
I would not agree to anything there and then and said I'd consult with the Mrs.

Out of that £2203.84 he considered re-building part of the external wall where the tree had hit, causing the bricks to move to cost £60.25.

I had a quote hit my inbox a couple of hours after he left from a local builder to rebuild said wall, which does include scaffolding to £867.60inc VAT.

I have since sent our insurance company an email stating "Either, from herein we go on a quote by quote basis, or have a decent settlement figure that I can work with"

I have also contacted an Independent Loss Assessor. So that if the insurance company do not play ball I shall be getting a third party involved.

So, for now, I can see this dragging on a while.
 
Urgh - insurance companies. I bet at the moment they've got the entire company working on making pay-outs as minimal as possible. Good luck with that. There's always the ombudsman as well.
 
The loss adjuster did not want to play ball (Actually edit, Aviva did not want to play ball). So had the Assessor around today.

Agreed that the work involved is going to mount to more than what the insurance company would offer. Why should I be left out of pocket, this is what insurance is for, is it not!

Done a more in depth look at what needs doing.

He is going to write up a schedule of what needs doing, and from then on its a game with the insurance.

Not huge amounts of damage, but still needs sorting out none the less.

Bloody trees, get rid of them I say!
 
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