Insurance
- Thread starter Rudeboy1
- Start date
Of course I've tried other motors, the 106 just seems to come out the cheapest unless I get a **** car
I was trying to help - your OP sounds like you're clueless.
So you have found cheaper cars to insure? I'd recommend going with those, save throwing your money away on insurance at 17. A couple of years down the line there will be a world of difference.
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Yep I remember I was getting quotes close to and over 2k etc when I first passed then 2 years later cheapest is £700
Yea, it make a huge difference. For some reason, having not driven for a couple of years makes you less of a risk than someone who is fresh from passing their test...
As a comparison, when I initially passed my test at 20, I looked at cost, and it would have cost between 2-3k on a fiesta/focus etc, however I can now get insurance for about have the price on a car that costs 2-3 times as much, and has over twice the power. Just because I've sat around for 2 years
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Also a tip for finding a car that's not too expensive to insure...
Whilst I was looking when I first passed my test, I found newer, more expensive cars were generally cheaper (sometimes substantially) than old "bangers". e.g. a 5 year old fiesta was quite a bit cheaper to insure than a 15 year old one.
Whilst I was looking when I first passed my test, I found newer, more expensive cars were generally cheaper (sometimes substantially) than old "bangers". e.g. a 5 year old fiesta was quite a bit cheaper to insure than a 15 year old one.
I was trying to help - your OP sounds like you're clueless.
So you have found cheaper cars to insure? I'd recommend going with those, save throwing your money away on insurance at 17. A couple of years down the line there will be a world of difference.
I have found a couple of cheaper cars, I just hate them
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Always recommended confused.com to friends and they've been happy with it.
Read the guide on MSE too for little tips and tricks to reduce it.
Black box? I'd not but if you think it fits give it a try, remember to check if there are any charges for fitting/removing the device tho.
Read the guide on MSE too for little tips and tricks to reduce it.
Black box? I'd not but if you think it fits give it a try, remember to check if there are any charges for fitting/removing the device tho.
These days TPFT policies make very little, if any difference to premium.
Young drivers tend to be driving around in relatively cheap cars. It is the damage and destruction they can do to other vehicles, street furniture and/or humans that the insurance company has to pick the tab up on - so Fully C or TPFT are going to be pretty even.
Young drivers tend to be driving around in relatively cheap cars. It is the damage and destruction they can do to other vehicles, street furniture and/or humans that the insurance company has to pick the tab up on - so Fully C or TPFT are going to be pretty even.
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I actually find that usually TPFT is actually more expensive than fully comp.
(they probably assume if you've got TPFT you don't care about your car, so more likely to crash into something)
(they probably assume if you've got TPFT you don't care about your car, so more likely to crash into something)
my thoughts exactly.
It's nearly a year today I insured my first car at the age of 18 so my comments.
I was with Bell (admiral) with one of the black boxes, I can't remember exactly how much it was £1300-1400, with my mum and dad as other drivers. After a year, I now don't even think of my driving score and the box, I look at the score to simply laugh. Because during a 3 week 'experiment' I did... that's basically what I determined about the box, it's a joke.
So as long as you don't go 100mph (cancels insurance), ignore the thing. Drive safely of course but don't worry about the box. My renewal quote was £817 and after a quick call, £710.
I will be moving to Aviva anyway as my mum and sister are on a policy there, recon it will cost me around £650 so pretty happy.
I was insuring a 1.2 2006 Polo, had to pay £50 back in September when I changed cars for them to fit a new box and some tiny amount of money for the change in the policy (going to a 1.4 engine).
I was with Bell (admiral) with one of the black boxes, I can't remember exactly how much it was £1300-1400, with my mum and dad as other drivers. After a year, I now don't even think of my driving score and the box, I look at the score to simply laugh. Because during a 3 week 'experiment' I did... that's basically what I determined about the box, it's a joke.
So as long as you don't go 100mph (cancels insurance), ignore the thing. Drive safely of course but don't worry about the box. My renewal quote was £817 and after a quick call, £710.
I will be moving to Aviva anyway as my mum and sister are on a policy there, recon it will cost me around £650 so pretty happy.
I was insuring a 1.2 2006 Polo, had to pay £50 back in September when I changed cars for them to fit a new box and some tiny amount of money for the change in the policy (going to a 1.4 engine).
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I just bought a 106 Quicksilver, insurance is 870 quid TPFT or 1250 fully comp.
That was first year quotes at 21...
Go on admirals website direct and to a quote. Put the estimated value at around 3 times the price of the 106, it drops the price (for instance I put mine at 2900), say you also part it on the street that also drops it...
That was first year quotes at 21...
Go on admirals website direct and to a quote. Put the estimated value at around 3 times the price of the 106, it drops the price (for instance I put mine at 2900), say you also part it on the street that also drops it...
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If the alloys came as standard, you don't need to list them as a modification, as they're standard with the car. modifications is only for stuff that's been changed from the as bought spec.
e.g. if the car came with steel sheels as standard, and you changed them to alloys, you would need to list them, but not if it came out the factory with alloys.
e.g. if the car came with steel sheels as standard, and you changed them to alloys, you would need to list them, but not if it came out the factory with alloys.