Personal finances app?

dirtychinchilla said:
I tried using MS Money for a bit, but it's way too difficult to set up. Takes hours.
Click to expand...

Time consuming != difficult. I've spent hours setting mine up but that was because I've been working out the best way to do things and find the information that I want to see. Once set up I probably spend 30 minutes a month over a couple of sessions adding transactions. As said, I would highly recommend everyone use it as you will be aware straight away of anything that is amiss and helps loads with future planning.


Mark M said:
Thanks although I think from memory she uses a Mac! SHould have said that in the opening post!
Click to expand...

I guess vmware or whatever is out of the question then. :p

Simon42 said:
I still use MS Money and the OFX file export from Nationwide works fine for me. There was a time it produced incorrect OFX files but that's now fixed. The only annoyance is you need to download per account.
Click to expand...


The online experience of Nationwide has a lot to be desired, I only use the account for salary and direct debits so is **** easy to maintain in Money, only need to add any overtime in as the rest is automatic (except for a quick glance through the mobile app to make sure it is correct).
 
Last edited:
ci_newman said:
Excel isn't exactly hard to learn, and host the spreadsheet on a cloud storage site (Google docs, Dropbox etc).

Heck, you could probably produce the excel spreadsheet for her and she just has to put the data in.
Click to expand...

This. Has the advantage that it only needs to manage the information you're interested in.
 
Can't remember the name of the one I used (yoshel?) but you could put in spending costs and it would graph it etc on a website. Was great acctually.
 
Never found any decent financial apps. But then I get paid 4wrrkley which few accommodate, and the few that do accommodate. Don't do a projected end of "month" calculation also have excel on my phone. So doesn't matter what device I'm using it can be updated.

Why do apps not have a projected monthly total. No point telling me I have £1500 left when there's 1k off bills to come out before payday and despite paying for so many apps as ios don't have trials) never found one even half suitable app.


Hamish said:
Toshl

Who ever is recommending Excel has obviously never tried to use a spreadsheet on a phone.
Click to expand...

:confused: Just what, its not like you have to set it up, it is in no way hard to open up a spreadsheet, click a box and type in a couple of numbers.
 
Last edited:
Another vote for Excel here. Admittedly I don't use it on my phone... but most of my day to day spending is on a credit card which is cleared in full every month, so I only need to update the DD value monthly. Most of the other bills are recurring and pretty predictable.

My current spreadsheet forecasts about 24 months into the future and I adjust each month with actuals as I go and it's never very far off.
 
Cosimo said:
You have to be bright to use it. ;)
Click to expand...

Er whatever, I spend all day on excel building huge financial reports with macros etc. But it is completely the wrong tool to use for day to day stuff.
I need an app i can pull up in a couple of seconds, quickly tap in an amount, choose some tags for spending categories and put away.
 
Hamish said:
Er whatever, I spend all day on excel building huge financial reports with macros etc. But it is completely the wrong tool to use for day to day stuff.
I need an app i can pull up in a couple of seconds, quickly tap in an amount, choose some tags for spending categories and put away.
Click to expand...

Opening a spread does only take a few seconds and it is as easy as tapping in a few numbers.

All you have to do is set it up once. Once its set up, all you have to do is type in values which takes seconds.

I've never found a decent app, not even close. So excel is a very good option.
 
Last edited:
I've been pretty happy with GNUCash, most of the functionality you don't need but once you've made a few accounts it's as simple as open bank account, type in amount, pick what category you spent it on and hit enter.
 
You must log in or register to reply here.
Back
Top Bottom