Workplace Nursery Costs

It is expensive and it does bring me a little closer fo understanding why people will stay on benefits especially single parents.

it was gonna cost £200 a week for my son when he was born so it was decided (and forced as i was made redundant) I was also lucky enough to get a job working evenings and weekends, it did mean I had to put a stop to my career and become a house husband by day and work in the evenings but it is worth it just to be part of my children growing up as although my first son is at full time education I now have a 2 year old to look after, my wife is the career women at the moment. My money is not great but I save on child care.
 
Colbaker said:
It is expensive and it does bring me a little closer fo understanding why people will stay on benefits especially single parents.

it was gonna cost £200 a week for my son when he was born so it was decided (and forced as i was made redundant) I was also lucky enough to get a job working evenings and weekends, it did mean I had to put a stop to my career and become a house husband by day and work in the evenings but it is worth it just to be part of my children growing up as although my first son is at full time education I now have a 2 year old to look after, my wife is the career women at the moment. My money is not great but I save on child care.
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Although I have a decent job my wife is also definitely the career orientated one. She loves her job, is addicted to it, would do it in her spare time even if she wasn't paid, and gets paid much more than me (and I get the going rate for a specialist software engineer). So if push comes to shove I will quit my job and become the house husband. :D

Luckily at the moment everything seems to be working out for us. I moved across country but my employer allowed me to carry on working remotely from home. My wife will have nearly 1 year maternity leave (not bad for the US). So for the 1st year we will be sorted. After that we will have to see about childcare.

I'm hoping that I can drop my hours to 4 days a week so 1 day I will baby sit, the same for my wife leaving 3 days a week for child care and 2 days together at the weekend. I hope this would give a good work-life balance, and let the child get the benefits of both more parenting time but also the (child) social benefits of childcare.
 
My wife and I pay around £450 a month for our daughter to go into childcare every afternoon during the week, we can only do this as I currently work evening and night shifts - we certainly couldn't afford the whole day.

As you mention D.P. my daughter really does benefit from the social part of childcare and her speech and understanding is signifcantly better than other toddlers we know who don't go to childcare with formally qualified teachers, I also get to spend each morning with my daughter so it works out quite nicely (although sadly I don't see my wife enough).
 
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We paid £43 a day 》6months then £37 a day 6months +

At one point we were paying £1500 a month for the pair of the screaming faeces machines. Now one is at school and one going this September it reduces to about £500 a month for before and after school childcare.

My wife worked for BodyShop and their on site nursery worked out about half the cost as it was heavily subsidised and then came off the top line of her salary.

Expensive business sex.
 
Iamzod said:
Is this how much childcare costs????

This would pretty much double our monthly outgoings!
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Correct, we pay more in childcare than we do in mortgage payments.

The general populus might rage about people getting nursery credits and free hours, but damn we're a £50k/year household and even we struggle.
 
ci_newman said:
Correct, we pay more in childcare than we do in mortgage payments.

The general populus might rage about people getting nursery credits and free hours, but damn we're a £50k/year household and even we struggle.
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We currently pay over £750 a month for our two year old, he does 4 days a week, and we have 5 week old that will be starting nursery in around 6 months. So that figure will be doubling up. The discount we get when the oldest turns 3 will be very much needed.
 
_Andyh_ said:
We currently pay over £750 a month for our two year old, he does 4 days a week, and we have 5 week old that will be starting nursery in around 6 months. So that figure will be doubling up. The discount we get when the oldest turns 3 will be very much needed.
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yeah but its the September after they turn three when you get the 15hours from the government its a joke really
 
MrMoonX said:
yeah but its the September after they turn three when you get the 15hours from the government its a joke really
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Yep, plus our nursery hours are 0730 to 1830 so the government help doesn't even cover a day and a half a week.
 
MrMoonX said:
yeah but its the September after they turn three when you get the 15hours from the government its a joke really
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That's not quite true, its the following term after they turn three:

•If your child turns three between 1 March and 31 August they will be entitled to pre-school education from Term 1 (August)
•If your child turns three between 1 September and 31 December they will be entitled to pre-school education from Term 2 (January)
•If your child turns three between 1 January and the last day in February they will be entitled to pre-school education from Term 3 (April)
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Not much better, but a little.
 
ci_newman said:
Childcare vouchers are worth about £1k / year in tax savings, no where near £200 / month in savings.
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I said per COUPLE.

If you're a higher rate tax payer the savings are £1196 per year so x2 = £2392 per year / 12 = £199.33 per month.
 
This scares me when my misses and I decide to go the kid route. I just dont know how people afford it. I get child care vouchers from work so should get some money off.

The misses does work as a nanny so she is hoping to do child minding when she has kids of her own.
 
D.P. said:
That is just the start of the costs!

Got a rug rat on the way and just working out expenses and child saving. We can afford the child without issue but the costs are eye watering :eek:
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That pretty much what we did for two, who are now 7 and 8. Kids are expensive, without kids we would would be jetting off on holidays a twice a year and the wife and I would have much nicer cars not to mention we would have paid off a lot more off the mortgage.

Still love them to bits.
 
We pay £1600 a month for a four day week for our son, it's killing us but was the only one we liked, some of them are a disgrace quite frankly.
 
A colleague was paying £150/week on a 5-day weekly rate. She then reduced to 3 days per week and they revised it to £110/week which made the daily rate higher. That's in Stafford. Got a couple of London friends and they said that nursery is easily double of that.
 
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