Young Drivers Insurance.

[eatcustard]

The on road parking lark, so I did a quote on my Mini, which is due in 3 weeks

In garage £215, on drive £221 and on street £224 outside house or £254 not outside house.

 

[MORE SPEED]

The on road parking lark, so I did a quote on my Mini, which is due in 3 weeks

In garage £215, on drive £221 and on street £224 outside house or £254 not outside house.

Its obviously all trial and error, but it might have some weird correlation to age - I.e. if you're younger, parking in street might be cheaper

 

[DotA]

Also do some quotes with the pass plus put in. I didint bother with the pass plus scheme as my insurance quotes would have gone up if i did it!!!! Not sure how that works.

 

[Hudzy]

Various things, more concealed for a thief to hide while breaking in, obvious which house owns it for key theft, people who can't drive crashing into their own walls and gates (my neighbour managed this more than once), potentially obscured vision pulling into the road ... It's all stats based so it boils down to more (expensive) claims from people who park on the drive instead of the road.

You could potentially take the reasoning as far as the assumption people who park on a driveway are less practiced at parking on streets and so are crashing into other cars more when they pop to town and have to parallel park quickly with a queue of impatient motorists behind them.

I hadn't looked at it like that, but yeah I can see how insurance companies would think that way.

 

[toasteh]

Also do some quotes with the pass plus put in. I didint bother with the pass plus scheme as my insurance quotes would have gone up if i did it!!!! Not sure how that works.

assumed overconfidence on the part of hte newly-qualified driver perhaps? I remember a mate of mine did one of those advanced driver courses and was forever driving straight down the middle of country lanes cos it was 'safer'.

 

[Haggisman]

assumed overconfidence on the part of hte newly-qualified driver perhaps? I remember a mate of mine did one of those advanced driver courses and was forever driving straight down the middle of country lanes cos it was 'safer'.

The way you post that suggests you think he was wrong

 

[eatcustard]

Its obviously all trial and error, but it might have some weird correlation to age - I.e. if you're younger, parking in street might be cheaper

I wish I was young, Its probably the type of car and post code

 

[~Divine~Wind~]

A of the lads at work all got really good quotes recently thru confused.com

Parked on road overnight
Add an older woman with NCD
Use the MSE job tool to best select the job (obv not in this case)
Get the best quote possible (recently everyone I've spoken to in the NE it's been admiral/bell) and then phone them and ask for an accelerator policy.

Car selection at that age will be critical tho, regardless of what he WANTS to drive probably a case he simply can't. Postcode Lottery will kick in also

that and the insurance companies just seem to pluck numbers out of thin air.

 

[toasteh]

The way you post that suggests you think he was wrong

It may not be 'wrong' per se, but I think the point about overconfidence still stands.

 

[PaulyD]

My first car (206 1.1L) was insured through Go Skippy TPFT for £1600 odd, they were generally at the top and cheaper than admiral usually.

Did find out about the post code lottery when I moved literally 2 minutes away and the cot dropped down to £1200!

As above car selection is a big factor. I swapped from the 206 to a Toyota Celica within first 6 months of passing my test (So still no no-claims) and that is £1400 fully comp through Admiral

 

[Tomc@T]

Update!

Son buys first car!! Blue Fiat Punto, the one he wanted!!! He is grinning like a cheshire cat!

We tried some of the names mentioned here to no avail, Adrian Flux wanted £6K.... the wife phoned them and got it down to £4K and asked her if she wanted to go ahead.... how we laughed!!!

If I went on the policy it went up, if the missus went on it went up...... really odd considering our own insurances are not bad at all.

Eventually we got £1820, Fully comprehensive with LV (Liverpool Victoria), which is not bad considering all of the other quotes we had.

 

[Antony101]

I was checking recently for myself and was fairly surprised.

Was only about £2100 for a 2008 BMW 320d, 2.0 Diesel. Fully Comp + Business use. Not bad at 20, without any no claims and only having my licence 7 months.

Seems to depend on where you live more than anything.

 

[shauncr91]

The on road parking lark, so I did a quote on my Mini, which is due in 3 weeks

In garage £215, on drive £221 and on street £224 outside house or £254 not outside house.

I had a company last week refuse to even give me a quote if parked on the street, had to be driveway

 

[Soulja]

I was checking recently for myself and was fairly surprised.

Was only about £2100 for a 2008 BMW 320d, 2.0 Diesel. Fully Comp + Business use. Not bad at 20, without any no claims and only having my licence 7 months.

Seems to depend on where you live more than anything.

Plus insurance always seems to be cheaper on newer cars.

 

[Gammawolf]

Probably because people are more careful with their newer cars