Soldato
- Joined
- 7 Mar 2005
- Posts
- 5,231
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- The Voice Of Football
It's time to replace my current car (A3 3.2) in September. I have a few questions as it will literally be the second car I have ever bought having always been a company car driver!
1. Leasing- I quite like the idea of paying x amount a month and then not ever having to worry about anything other than fuel, tax and insurance. Is leasing a better option than buying with a bank loan and 'setting aside' the money to cover the servicing and a warranty? I am not precious about owning a brand new car so quite happy for someone else to pay the depreciation and then cover it with a warranty of some sort.
2. I want something with a similar sort of poke as my current car, but comfy. The A3 is very twitchy when you hit the throttle and jumpy on bumpy roads. A pal has a 640D Gran Coupe which is a lovely ride and shifts, obviously this is going to be a nicer place to be than my car though, but that's the type of experience I am going for, without spending 60k on a motor!
Budget wise I reckon around 400-450 a month can be spared just on the car- lease or loan+ warranty. I do under 10k miles a year and daily commute is 25 miles.
Any thoughts an both car and purchase option?
1. Leasing- I quite like the idea of paying x amount a month and then not ever having to worry about anything other than fuel, tax and insurance. Is leasing a better option than buying with a bank loan and 'setting aside' the money to cover the servicing and a warranty? I am not precious about owning a brand new car so quite happy for someone else to pay the depreciation and then cover it with a warranty of some sort.
2. I want something with a similar sort of poke as my current car, but comfy. The A3 is very twitchy when you hit the throttle and jumpy on bumpy roads. A pal has a 640D Gran Coupe which is a lovely ride and shifts, obviously this is going to be a nicer place to be than my car though, but that's the type of experience I am going for, without spending 60k on a motor!
Budget wise I reckon around 400-450 a month can be spared just on the car- lease or loan+ warranty. I do under 10k miles a year and daily commute is 25 miles.
Any thoughts an both car and purchase option?