I see quite a lot of RTA claims with my work, car accidents are whippy compo and a right PITA to justify the legal fees but motorbike accidents are great because even the slightest collision usually ends up with broken bones, torn ligaments, concussions/brain injuries which tend to make the claim value much higher![]()
Virtually all of the motorbike claims are exactly the same too, car pulls out from a side road, doesn't see the bike and the motorbike ploughs straight into the bonnet of the emerging car.
*edit*
It's tempting if I had to drive into L.A. due to the traffic but I'd rather not gamble with various giant SUVs which apparently can barely see regular cars let alone bikes![]()
In my experience motorcyclists are far more risk aware and are less likely to be the cause of any accident. They generally have greater visibility their eyeline being above most traffic. As you say though they are likely to come off worse in a collision.
I have had a number of incidents, where I have come off the machine rolled around a bit and apart from bruising was immediately OK. That includes pre helmet days.
In a car, you are protected by the box, but that box can also do you severe damage unless you are restrained by belts, airbags etc.
What does kill, and I have known several fatalities in under 25's generally is hitting other vehicles, street furniture, walls, trees etc. This is borne out by racing where many 100mph+ incidents result in minor injury unless a solid object or other moving object is involved.