Car hire excess insurance

Jez · 13 Aug 2014 at 11:24

Hello

Due to our small baby and us being scared of long flights with him, we are going on holiday to europe this year. Unfortunately this means booking a hire car with rubbish european insurance terms at an extortionate price.

Anyway, the car is booked, and it has a nice fat 2200eur excess on the CDW.

TWFox linked me to one but i have lost the link, who do you lot use to cover this? The more the merrier....

Thanks

atpbx · 13 Aug 2014 at 11:32

http://www.confused.com/car-hire-excess-insurance
https://www.direct-carexcess.co.uk/
http://www.carhireexcess.co.uk/
http://www.theaa.com/insurance/car-hire-excess-insurance.html

~Mike~ · 13 Aug 2014 at 11:36

I'd recommend http://www.carhireexcess.co.uk/

Jez · 13 Aug 2014 at 11:37

How do you find those four companies to deal with? There is a medium to high risk that i will have to actually use this cover

mjt · 13 Aug 2014 at 11:41

I used https://www.icarhireinsurance.com/ because they covered vans.

Can't comment on whether they're any good or not as I didn't need to make a claim.

It was mentioned in the Financial Times the other month, along with http://www.insurance4carhire.com/

POB · 13 Aug 2014 at 11:42

I've used http://www.insurance4carhire.com/ and claimed successfully claim was only ~ €150 (when car was keyed in Spain) but very easy and the paid into my bank account within a week.

atpbx · 13 Aug 2014 at 11:43

Jez said:
How do you find those four companies to deal with? There is a medium to high risk that i will have to actually use this cover

AA have always been excellent when ever I have used them for insurance of any kind.

Just completely useless at breakdown recovery, they recovered one of my vans and "lost" it for 4 weeks once.

Jez · 13 Aug 2014 at 11:49

atpbx said:
Just completely useless at breakdown recovery, they recovered one of my vans and "lost" it for 4 weeks once.

[TW]Fox · 13 Aug 2014 at 12:19

I used this one:

https://www.questor-insurance.co.uk/buy-insurance/hire-car-hire-excess.aspx

Was £2 a day.

Jez · 13 Aug 2014 at 12:23

Choices choices, I am actually leaning toward that one. Good value and seems well recommended.

Maccy · 13 Aug 2014 at 13:02

Think I used insurance4carhire.com

#Chri5# · 13 Aug 2014 at 13:06

I've used Direct Car Excess Insurance - works out under £2 via the MSE link (here). Never needed to claim though.

~Mike~ · 13 Aug 2014 at 13:29

Jez said:
How do you find those four companies to deal with? There is a medium to high risk that i will have to actually use this cover

My folks had to make a claim from http://www.carhireexcess.co.uk/ and it was fairly easy to fill out the claim form and the claim was accepted just waiting for a cheque. Been fairly quick too.

Jez · 13 Aug 2014 at 13:56

#Chri5# said:
I've used Direct Car Excess Insurance - works out under £2 via the MSE link (here). Never needed to claim though.

Nice price :eek:

~Mike~ said:
My folks had to make a claim from http://www.carhireexcess.co.uk/ and it was fairly easy to fill out the claim form and the claim was accepted just waiting for a cheque. Been fairly quick too.

Post back with the result

atpbx · 13 Aug 2014 at 14:28

Jez said:

Thats the face I pulled.

It had an accident in Lincolnshire, my depot was based in Lincolnshire, they took it to wales and had no record of what they had done with it.

They eventually found it when the yard they dropped it off at rang up and queried why it had been sat there for a month.

Jez · 13 Aug 2014 at 19:59

#Chri5# said:
I've used Direct Car Excess Insurance - works out under £2 via the MSE link (here). Never needed to claim though.

They dont cover anything which when new was more than 50k, or more crucially is faster than 7.5s to 60mph! :eek:

Bloody good job i read the small print!

Jez · 13 Aug 2014 at 20:00

[TW]Fox;26745576 said:
I used this one:

https://www.questor-insurance.co.uk/buy-insurance/hire-car-hire-excess.aspx

Was £2 a day.

Not quite 2/day but booked through these guys, they dont have a performance limitation, and their value limitation is high enough that the car will def not be excluded.

mjt · 13 Aug 2014 at 20:02

What are you renting out of interest?
Could you not have driven in your lovely RR?

Jez · 13 Aug 2014 at 22:27

No way am i driving all the way to the med

It'd take forever, not my idea of fun!

Rental is an E350 Cabriolet

mjt · 13 Aug 2014 at 22:39

Nice, enjoy.

BTW, my dad tried those Hertz CDPs we were discussing the other week.
Yours gave 20% in the USA v 15% for the KLM one, whereas that Amex Platinum wasn't as good as the Miles and More in Europe for a recent booking. You really have to try everything