It really isn't they give you a bag of spares and they cost pennies. Its realt a non issue. You can see which cards etc before taking them out, and oh noes folding notes in to quarters takes a whole 0.25 seconds and doesn't even require you to look at it.
But all my points are still valid, they are all true.
I don't mean the cards, I mean cash, say you got a £10, £20 and £5 folded in there and only want to take out £5.
You need to take them all out, unfold them, take out £5, fold back the rest and put it back in.
vs
Open wallet, take out £5.
Unless of course, you fold each note individually. So if you take out £10 x 3 from the cash point, you fold one, put it in, fold another, put it in, fold the last one, then put it in.
Do you see where I am coming from? The whole thing makes it more complicated than it needs to be. Yes you will argue it is a "non-issue" but they are all valid and true.
A step that is added due to its design, which is a flaw.