Get Car Finance - anygood?

snips86x said:
I've been looking for some time to replace my ageing Mk6 Fiesta, been waiting for the right deal.

I've found this on autotrader and very very interested.

Anyone know if this site is any good?

Car in question: http://getcarfinancehere.com/cars-for-sale/ford-fiesta-1-6-tdci-titanium/
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If that car is £120pm (*48) as advertised with a £500 deposit that'd make it £6,200. That seems too cheap to me. Comparable Fiestas are over £7,000 on Autotrader. Have you rang them to ask them for a total cost? Or is there's a final rental similar to a PCP? I'd approach with caution. If it's too good to be true is probably is.

Sidenote: I wouldn't be overly keen on buying a diesel that has done 5,000 miles annually over four years.

Edit: Had a further look at the website and that's a lease. Were you aware of that? Doesn't strike me as a good deal.
 
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I know the mileage is a bit of a gamble and I emailed earlier regarding the deal as I was cautions.

Can you recommend any other sites which could be more reputable? £150 pm tops.

I do believe there is a final value fee or the option to trade.
 
I've edited my above post to point out it's a lease. Is that what you're looking for?

How many miles do you do annually & do you have any cash to put in with that?
 
If you're after a car on finance and that's the budget you may as well look at new superminis. Plenty to be had on PCP with a £1000 deposit and about £150pm payments. Granted you'd be looking at a petrol car but it'd be less trouble than a 4 year old car. Your mileage might be a bit of stumbling block - buying a used car outright would be best but I realise not always feasible.

You should look at manufacturer's websites to see what finance offers are to be had on their cars. Then look at autoebid or similar to get the lowest purchase price possible and apply the manufacturer offer (you will be able to do that in practice).

At the moment, for example, Mazda have a 0% PCP on the 2 (new 2 coming 2015). Supposing you got the 1.3 petrol (£30 tax, 56 official mpg) in a mid-high spec Tamura you'd be looking at £154/month over 42 months with a £800 deposit. Option to purchase for £3,445 after the 42 months. Only issue is mileage, you can either: 1. Pay more a month for that mileage, 2. Sell privately to make up the difference in the purchase option, 3. Save about £80/month to buy it outright so that your mileage doesn't matter.
 
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I've just ordered my partner a Fiesta Zetec S 1.0 ecoboost red special edition on a 9+23 deal from smartlease for £116.21 per month. No admin fees either.

That's a 2 year lease, the total cost works out at £3638. Depends if you are fussed about actually owning the car or not at the end of the agreement.
 
Adam said:
I've just ordered my partner a Fiesta Zetec S 1.0 ecoboost red special edition on a 9+23 deal from smartlease for £116.21 per month. No admin fees either.

That's a 2 year lease, the total cost works out at £3638. Depends if you are fussed about actually owning the car or not at the end of the agreement.
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Not really considered which I'd prefer, but how does the mileage, servicing & MOT work? Do you have to take it to a Ford dealership or is it 'so long as its done'.
 
£140 per month without maintenance is the quote, upto 13k miles too. Asked for a copy of their lease policy, want to read the fine print.
 
It won't need an MOT and check the fine print for the servicing as mine states that it has to be main dealer but not all do. To be honest it'll only need one service which will be £200 max on a Fiesta from a dealer.
 
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