Tyre Insurance

shopper150

shopper150

shopper150

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Joined
22 May 2012
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58
Can anyone recommend any tyre insurance that can be purchased at any time (i.e. after the purchase of a vehicle)?

Are some policy providers better than others?
 
My Wife's used Mini Cooper S came with a warranty, which included tyres, from Warrantywise.

I took it in for 3 new tyres (one nail, two worn), and the tyre guy helpfully found a nail in one of the worn ones. Warrantywise were only (as far as I could tell) supposed to pay out a proportion of the value based on wear remaining, but they actually paid me enough to completely pay for 2 tyres, and a little toward the third - and those were £150 a corner.

No idea on tyre insurance generally, though
 
shopper150 said:
Can anyone recommend any tyre insurance that can be purchased at any time (i.e. after the purchase of a vehicle)?

Are some policy providers better than others?
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when i bought my approved used audi, i took out a combined tyre and wheel policy sold i think via premia solutions. covered 4 tyre replacements and 10 alloy refurbs over 3 years. had a couple of wheels repaired whilst under the policy, no problems. expect even tyres being replaced wouldnt have been any fuss.

think it was around £250 unfortunately didnt make full use of it as wife didnt inform me within the required 48 hours or whatever after she had kerbed 2 of the wheels, so couldn't claim for those.

not seen any similar policies sold anywhere else though.
 
Armageus said:
unfortunately didnt make full use of it as wife didnt inform me within the required 48 hours or whatever after she had kerbed 2 of the wheels, so couldn't claim for those.
/QUOTE]

Why couldn't you just lie about the date?

Or go out that evening and re-kerb them?
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pepsilol said:
Armageus said:
unfortunately didnt make full use of it as wife didnt inform me within the required 48 hours or whatever after she had kerbed 2 of the wheels, so couldn't claim for those.
/QUOTE]

Why couldn't you just lie about the date?

Or go out that evening and re-kerb them?
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because they required photos etc submitting within 48hrs.
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Unless you have 22inch alloys and happen to live next door to a nail and screw factory which is well renowned for having careless workers, I wouldn't bother.
 
I don't like taking insurance out in general, you're paying for something that might happen, in most cases I'd rather take the chance and keep the cash. I can't believe this is a thing!

Seriously... don't bother
 
Armageus said:
when i bought my approved used audi, i took out a combined tyre and wheel policy sold i think via premia solutions. covered 4 tyre replacements and 10 alloy refurbs over 3 years. had a couple of wheels repaired whilst under the policy, no problems. expect even tyres being replaced wouldnt have been any fuss.

think it was around £250 unfortunately didnt make full use of it as wife didnt inform me within the required 48 hours or whatever after she had kerbed 2 of the wheels, so couldn't claim for those.

not seen any similar policies sold anywhere else though.
Click to expand...

I can't see how the insurance company could make any money from that?!

4 tyres on their own would likely cost you £3-500, never mind 10 refurbs!
 
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I got it for free on the new BMW. Can claim for up to £250.00 a corner on tyres. Can also claim for up to 10 alloy wheel repairs max of £150.00 a go though. Basically doesn't cover you if you crack or bend the thing but scuffs will be sorted.
 
Dis86 said:
I got it for free on the new BMW. Can claim for up to £250.00 a corner on tyres. Can also claim for up to 10 alloy wheel repairs max of £150.00 a go though. Basically doesn't cover you if you crack or bend the thing but scuffs will be sorted.
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You didn't get it for free, they paid for it using the margin you didn't haggle off and got themselves a nice upsell bonus for it ;)
 
[TW]Fox;27023398 said:
You didn't get it for free, they paid for it using the margin you didn't haggle off and got themselves a nice upsell bonus for it ;)
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Haha, yeah. Something like that :(
 
Haggisman said:
I can't see how the insurance company could make any money from that?!

4 tyres on their own would likely cost you £3-500, never mind 10 refurbs!
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By the sounds of it, he didn't use the policy, so they took £250 off him and paid out £0..... so that's how they make money (as well as investing cash reserves, which is how a lot of insurance companies make money really).
 
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