The Budget 2015 – 12:30

platypus said:
For every £200 you save for a deposit the government tops it up with £50. Just throwing more money (that we don't have) at the problem rather than tackling the underlying issue.
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Yep, I don't agree with it, but i'll take it if it's useful.
Is it just for new builds? Or open market?

Will certainly need to look into this.
 
Pension pot lifetime allowance to be reduced from £1.25m to £1m

Another total nonsense. Why? £1 million in a pension is not a ridiculous amount to have. Why keep bring that down all the time.
 
FTB ISA eh? 25% extra on my savings?
I'm going to look into that in great detail. Selfishly of course, as its probably not good for the macro-economy.
 
booyaka said:
Pension pot lifetime allowance to be reduced from £1.25m to £1m

Another total nonsense. Why? £1 million in a pension is not a ridiculous amount to have. Why keep bring that down all the time.
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It's silly. He is "against taxing income twice" but is taxing income twice... once when you get paid and the 2nd time when you get the annuity.

Freakbro said:
Ahh, tax free savings interest on the first £1000 of interest only.
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Pointless. This is what an ISA is designed for. The PA also falls to £500 for higher rate tax payers! Keep tax system simple hey?

Rubbish budget to be honest.
 
booyaka said:
Pension pot lifetime allowance to be reduced from £1.25m to £1m

Another total nonsense. Why? £1 million in a pension is not a ridiculous amount to have. Why keep bring that down all the time.
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Only 4% of the population have that sort of cash in pension pot at the moment. If you're in your 30's like myself by the time we retire the lifetime allowance will have gone back up again.
 
platypus said:
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:p.
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LOL


Some people just don't like the truth.

Especially when it contradicts their personal convictions almost entirely.
 
I'm a noob with this stuff, but listening to George Osborne, I do get the impression that he knows his onions and the things he's saying seem pretty coherent.. (or maybe I'm just gullible)

Then in the cross-examination, Ed Miliband just starts ranting and it just totally kills any chance of me voting labour (if I even vote at all)
 
Oh god, shut up and stop embarrassing yourself.

When are labour going to pick a new leader. Oh well maybe stick with him, it reduces your election chances.
 
How the **** does 1p off beer benefit anyone?

"Hey Mick, a pint of Guinness is not £3.60 anymore, it's £3.59! Get em in.."

:rolleyes:
 
FTB ISA + Help to Buy + Starter Homes scheme could be a nice combination. Ofcourse I'd prefer they just tackle the supply/demand issue. Don't making expensive things easier to get in debt for, make them less expensive in the first place!
 
Why are they adding new 'help to buy' schemes which only inflate house prices? :confused:

They need to reduce demand, and increase supply. It's quite simple but they don't want to see house price falls because it will hit them.
 
Assume that the FTB ISA allowance limit is in conjunction with the existing ones you would have.
 
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