I've got a 2005 407 2.0HDI @ 90k I have owned it for two years.
Problems so far
The center console screen blacks out when it gets warm
The left rear light cluster kept setting off warnings about bulbs being faulty (fixed was the earth)
Rear left window regulator winder snapped away from the motor and chewed the cable up
Intermittently the turbo stops with no error shown usually when pulling hard but not Always (sorts its self with ignition off/on)
Passed two mot's with minor advisories
I get laughed at because of top gear
Several of my colleagues own golfs that are sub 5 years old which often have major faults luckily covered by warranties. I would not have a golf.
Problems so far
The center console screen blacks out when it gets warm
The left rear light cluster kept setting off warnings about bulbs being faulty (fixed was the earth)
Rear left window regulator winder snapped away from the motor and chewed the cable up
Intermittently the turbo stops with no error shown usually when pulling hard but not Always (sorts its self with ignition off/on)
Passed two mot's with minor advisories
I get laughed at because of top gear
Several of my colleagues own golfs that are sub 5 years old which often have major faults luckily covered by warranties. I would not have a golf.

there's tons of them for sale.
I also had an appoitment with a guy who was selling an 08 Zetec 5dr nice dark blue colour mk2.5 focus 1.6. But the same story, someone before me bought it...
you where gonna buy a mk2 but you don't like them? You won't get a mk2.5 in your budget. And as for the Civic it has exactly the same 0-60 time as the 115bhp Focus.