Just Got A Call From Injury Claims - What Do?

SquirrelMadness · 6 Jul 2015 at 14:53

Got into an accident 6 months ago, other person accepted liability and their insurance paid out the value of my car. Now some claims company is ringing me and says I'm entitled to up to £2000 which will be paid out of their insurance?

They got me to electronically sign something over the phone to confirm that they rang, and sent some info to sign on paper... not sure I wanna do anything as the it was a young female's first time driving and their premium will go even higher than it did right after the accident won't it?

What I'm worried about is the same company ringing them and whether they will persue, do you think they will ring them? Wish they would just leave us alone TBH if an injury existed then the company can be contacted not the other way around :eek:

tom_e · 6 Jul 2015 at 14:54

Do you actually have any injuries that have impacted you since the accident?
If the answer is no then just ignore them or call them back and tell them you're no longer interested.
If the answer is yes and you feel you should be compensated for them then carry on.

Amos91 · 6 Jul 2015 at 14:59

If you were injured / still recovering and feel entitled then go head.

Otherwise, I can't stand people who are clearly using these companies to gain money out of nothing.

As far as I'm concerned, if you were genuinely injured you should have claimed at the time not after (unless there is a directly related injury now).

skaif · 6 Jul 2015 at 15:02

SquirrelMadness said:
some claims company is ringing me and says I'm entitled to up to £2000 which will be paid out of their insurance?

Don't fall for this, seems like an opportunistic company who are out to get you to commit to a claim so they can cream their winnings off the other guy. If anything you should approach a well known trusted law firm (LOL - good luck finding one

) if you want to pursue it yourself.

I hate cold callers like that. Dupe you into it. (irony was I used to be one

)

Kenai · 6 Jul 2015 at 15:36

Sounds like a typical random cold call fishing for info, they probably had no real legit details of your incident until you told them

Mucky_Pup · 6 Jul 2015 at 15:50

SquirrelMadness said:
not sure I wanna do anything as the it was a young female's first time driving and their premium will go even higher than it did right after the accident won't it?

Their premium won't get any worse if you claim personal injury, the damage is already done to their driving record.

What I'm worried about is the same company ringing them and whether they will persue, do you think they will ring them? Wish they would just leave us alone TBH if an injury existed then the company can be contacted not the other way around

Ring who? The person who crashed into you? Why would they? And what could the other person claim for when they were deemed liable for the accident? The call you received was probably a cold call anyways.

Woden · 6 Jul 2015 at 15:54

It's all a scam anyway.

I get similar calls ... I can't drive, don't own a car.

Hotwired · 6 Jul 2015 at 16:14

Was it some vague **** along the lines of:

*have you been in an accident recently which wasn't your fault*

*we believe/understand you were in an accident recently which wasn't your fault*

Blah blah blah

*you could be entitled to XXXX*

If so they are parasites either blind fishing or tipped off by someone flogging contact details when they shouldn't.

If they knew nothing about your accident then you should have told them to naff off.

pepsilol · 6 Jul 2015 at 16:19

You may want to consider it on the basis that you may be paying extra for your non fault claim over the next 5 years.

View it as compensation for that, not for an injury.

MooMoo444 · 6 Jul 2015 at 16:27

Woden said:
It's all a scam anyway.

I get similar calls ... I can't drive, don't own a car.

Is it because you suffered a horrible injury while driving which caused all of your limbs to be amputated and your car to be written off? If so, then we may be able to help you reclaim thousands of lost £££'s

Basher · 6 Jul 2015 at 16:42

pepsilol said:
You may want to consider it on the basis that you may be paying extra for your non fault claim over the next 5 years.

View it as compensation for that, not for an injury.

If you didn't get injured, don't claim for payment for an injury.

SquirrelMadness · 6 Jul 2015 at 16:43

OK they rang back. The original callers were all Indian - they got my details all wrong! Name, postcode, DOB, address everything was incorrect :eek:

The guy that called back was posh-accent English so was able to clarify a few things.

Apparantly since April 14 (or something) injury claims are not allowed to affect premiums. So if I claimed against them their premium would not increase next year at all (so you're claiming against the insurance company and not the actual person).

Also found that they are not hounding the other party... only the person who was found clearerd of any faults during the accident (me in this case).

I was really worried that claims company were going to ring the other party and give them the possibility of falsly making a claim (everyone was OK after accident). I mean if they rang me they may ring them also? They are pretty much after anyone's money as they get a % of what is received.

Basher · 6 Jul 2015 at 16:45

SquirrelMadness said:
OK they rang back. The original callers were all Indian - they got my details all wrong! Name, postcode, DOB, address everything was incorrect The guy that called back was posh-accent English so was able to clarify a few things.

Apparantly since April 14 (or something) injury claims are not allowed to affect premiums. So if I claimed against them their premium would not increase next year at all (so you're claiming against the insurance company and not the actual person).

Also found that they are not hounding the other party... only the person who was found clearerd of any faults during the accident (me in this case).

I was really worried that claims company were going to ring the other party and give them the possibility of falsly making a claim (everyone was OK after accident). I mean if they rang me they may ring them also? They are pretty much after anyone's money as they get a % of what is received.

It sounds like they're doing their normal sales job on you.

Were you injured?

Rids · 6 Jul 2015 at 16:46

What are you claiming for though?

SquirrelMadness · 6 Jul 2015 at 16:49

Basher said:
Were you injured?

I said no but told them I had a right leg pain for 2 weeks after but wasn't sure if it was the accident or not and that by the 2 week mark it was 100% OK.

It was almost like they were pressuring my into admitting I was injured which is the only reason I mentioned the leg.

SquirrelMadness · 6 Jul 2015 at 16:50

Rids said:
What are you claiming for though?

Nothing. They rang me not the other way around.

rodenal · 6 Jul 2015 at 16:51

Well then you have no cause for compensation

Josh · 6 Jul 2015 at 16:54

I got a call asking about my accident in July 2007 last night, when I said I didn't have an accident in 2007 they tried to tell me I did.

When I mentioned I wasn't in the country in July 2007 then promptly asked me if I had had any accidents and wanted compensation.

I can't write my response due to this being a family friendly forum but it wasn't polite.

rodenal · 6 Jul 2015 at 17:02

I quite often, after asking who is calling request they to hold whilst I go fetch the 'intended recipient'....then go and continue doing whatever it was i was up to in the first place.

It's amazing how long they'll sit on the other end of the line for

[TW]Fox · 6 Jul 2015 at 17:06

It's a scam - and they want you to be part of it. They fish for people who've had an accident and then they attempt to make claims on this persons behalf for compensation, and keep some of the money for themselves.