Just Got A Call From Injury Claims - What Do?

Scam, apparently I'd been in a accident 6 months prior when I'd not even owned that car for 3 years.

When I told them this they still told me I've got a right to claim :confused:
 
I had a call recently about my "recent accident in the last 3 years" - I asked them to tell me about this accident, they wanted me to confirm my details, I said they should have my details since they know so much about me.

Long story short, the call was cut short :p
 
SquirrelMadness said:
Apparantly since April 14 (or something) injury claims are not allowed to affect premiums. So if I claimed against them their premium would not increase next year at all (so you're claiming against the insurance company and not the actual person).
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Right, and where do you think the money comes from to pay off your injury claim? The insurers can't just magic it out of thin air.

Of course it affects premiums, I would assume right across the board for everybody.
 
If someone cold calls tell them to **** off. If you were injured and want compensation phone someone yourself. You'll be telling us HSBC phoned you next asking for your card number.
 
I get these at least once or twice a week. If I'm feeling mean I just put the phone on the desk and let them talk until they realise I'm not there.. record is about 4 minutes :D
 
[TW]Fox;28277449 said:
and keep some of the money for themselves.
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"Some" now that is an understatement :)

These companies generally go for 40% or more of whatever you are awarded PLUS costs if it goes to court and win.


millsd44 said:
I get these at least once or twice a week. If I'm feeling mean I just put the phone on the desk and let them talk until they realise I'm not there.. record is about 4 minutes :D
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Register here and it will stop most if not all cold calls:
http://www.tpsonline.org.uk/tps/index.html
 
SquirrelMadness said:
I wonder how they verify whether an injury is real or not. Just seems way too easy to fake the whole thing.
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Medical records.

As soon as you sign the paperwork saying you wish them to pursue a claim on your behalf, they will contact your GP for records relating to the injuries you sustained in the accident.

Consent for access will be part of the contract you sign.
 
The first thing I do with any cold / sales / claim / spam call is ask who sold them my details, and what information they have about me. They put the phone down nearly every time.

By the way, stop dealing with these people. If you want to make a claim do some research any call the company you like the look of. Why did you give a company you know nothing about your personal information?
 
You weren't injured enough to claim in those 6 months so I assume this is just the chance of money that is making you consider it. If you pursue it now then you will have to live with the fact you have no integrity, no honour and are happy to put yourself before anyone else.
 
A family member did this. Came out of the crash 7k better off and always says "I'd do it again"

They were quite shocked when I said that they would be paying for it the next 5yrs but they're all ***** from that side :p
 
Taking ages to get my injury claim through, got another consultant appointment this weekend, at least I can't spend the money if I don't have it though, going on servicing debt and towards a house deposit when I get it though, lol.
 
Of course they got all of your details wrong. Standard sales technique to get you to hand over the correct ones without thinking.
 
Mucky_Pup said:
Taking ages to get my injury claim through, got another consultant appointment this weekend, at least I can't spend the money if I don't have it though, going on servicing debt and towards a house deposit when I get it though, lol.
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When did you start the claim and how long do you think it should take?
For example today I've been dealing with a claim from 2002 and one from 2005 that are still ongoing.
 
tom_e said:
Do you actually have any injuries that have impacted you since the accident?
If the answer is no then just ignore them or call them back and tell them you're no longer interested.
If the answer is yes and you feel you should be compensated for them then carry on.
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This. Don't claim if you aren't injured. If it were me and I had actually suffered as a result of an accident, I'd be choosing my own legal representation, rather than a random company who phoned me up.
 
Not sure why people still think these calls are legit? They are the same as an Indian guy called Tom cold calling you to say he is from Microsoft and has detected you have problems on your computer.................
 
Finglonga said:
Not sure why people still think these calls are legit? They are the same as an Indian guy called Tom cold calling you to say he is from Microsoft and has detected you have problems on your computer.................
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He he I love these my record so far for getting them to hang up is about 10 secs usually as soon as they mention Windows Virus my reply is but my iMac doesnt run windows click.............................

I fail to mention the 2 gaming PC's, 1 Laptop and 1 Netbook all sat in front of me :)
 
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