Nightmare with insurance and garage, bit of a rant.

Soldato
Joined
5 Aug 2003
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Essex
Back in June someone opened their door onto my car as I was driving past it, which smashed my front bumper, front wing, wheel, shredded the tyre, dented the door panels, rear wing and rear bumper. Completely their fault and the insurance sided with me and the car was repaired, which took nearly a month.

Just over a week after getting it back the rear bumper partially came off on the nearside and promptly hit a few bushes damaging it again and also pulled the mud guard and rear skirt into the wheels, smashing them to pieces. On inspection I could see that the thin plastic tabs, which hold the rear bumper on had been bonded back together by the repairer and the bonding had basically snapped causing the bumper to come away.

The repairing garage agreed to take the car back and look at it the next day also providing a courtesy car. However once they got it back they insisted that I'd hit something again causing the bumper to come away, I argued that any signs of impact are from the bumper hanging off and several things that I drove past as I didn't immediately realise it had detached and drove for a good couple of miles before noticing.

They cancelled the courtesy car agreement so I had to faff around getting the car back to rental company.

The insurance company agreed to send an independent engineer out to look at the car, it took a week for them to inspect the car at the compound and then several more days for them to issue their report, which found that I was right and they also found several other issues with the original repairs such as paint overspray.

After the findings the insurer arranged another courtesy car and sent the car to another garage for rectification. Two weeks later I get a call from the garage saying they've rectified everything the original garage messed up but haven't done the bumper or skirts as they were told by the other garage it was my fault! My insurer then had to argue with them for 3 more days to say the independent engineer agreed with me and they finally agreed to rectify these issues, which is going to take another 2 weeks!

So all in all since the original accident in June my car has been off the road for nearly 3 months except for the week in between.

I'm absolutely livid with the whole situation, I was trying to sell the car but looking at guide prices I've probably lost nearly £2k on it in these 3 months.

Would I be within my rights to try and claim this from the garage via my insurers, not to mention the amount of aggravation I've had to deal with this and faffing around with courtesy cars and chasing the insurance company and garage constantly for updates. I sincerely hope the car comes back to me looking immaculate!
 
Sadly you are experiencing the often scummy low life's who work in the motor trade. My advice is write it off and move on, it will only cause more stress and annoyance. I appreciate that right now you will be thinking "I am buggered if I am letting them get away with this" but do you have the energy for the fight?
 
True, part of me says I can't be bothered but it really is an absolute joke, to have the nerve to say they didn't mess up the repair to the bumper is ridiculous, they were just trying to cut corners by gluing it back together and not replacing it and they charged me extra to respray the back of it as there were a few chips here and there, which were unrelated to the accident but had they just replaced it I wouldn't have had to pay.

Still, a strongly worded letter is the least I can do...
 
Garage changed aux belt and pulley on my dads shogun, ended up making the timing chain jump and knackering the engine. Complete bodge job. 5 Months down the line we are still in the thick of it with trading standars/bosch group. These things take forever to sort out. It was working fine before too! only due for belt change so we wanted pulley done at same time!!!

Makes you feel like punching the manager of the place
 
Someone ran into the back of me 10 days ago. The repairer still hasn't picked up my car.
Lie after lie all week. They're apparently picking it up on Monday and dropping off a hire car.
I'm not holding my breath.
Fortunately I've got another two cars I can use, but one of them is the wifes (and is a bit girly) and the other gets about 20mpg, so I'd rather not drive it for 400 miles a week.
 
Someone ran into the back of me 10 days ago. The repairer still hasn't picked up my car.
Lie after lie all week. They're apparently picking it up on Monday and dropping off a hire car.
I'm not holding my breath.
Fortunately I've got another two cars I can use, but one of them is the wifes (and is a bit girly) and the other gets about 20mpg, so I'd rather not drive it for 400 miles a week.

Give Enterprise a call, they have a team who sort out hire cars for non fault claims, they recover the cost from the other insurer.
 
Garage changed aux belt and pulley on my dads shogun, ended up making the timing chain jump and knackering the engine. Complete bodge job. 5 Months down the line we are still in the thick of it with trading standars/bosch group. These things take forever to sort out. It was working fine before too! only due for belt change so we wanted pulley done at same time!!!

Makes you feel like punching the manager of the place

How can you jump a timing chain by replacing the "fanbelt"?

Unless you can come up with a more detailed explanation I am going to call very worn timing chain which either jumped coincidentally or that might have jumped if the crank was turned anti-clockwise. (This should not happen if the chain is in good condition)

(In which, in either case, it was already knackered and really not the workshops fault!)
 
aux belt and crank pulley where replaced

crank pulley had been poorly replaced by them (liquid welded onto the crank), this jammed on test drive and caused something to jump (i presume timing)

so they had to tow it back and it sat there for months

or something else major happened causing the engine to stop in it's tracks and seize up. im not a professional mechanic lol
 
I'm confused why the second garage care about what the first garage is saying? Why would they do less work when they can bill it to the insurer?

Who is footing the bill for the rectifications?

As for compensation, that sounds difficult. You had a courtesy car and unless you had an agreed contract for sale, how will you show any loss? The depreciation would have happened even if you had no intention of selling.
 
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I'm confused why the second garage care about what the first garage is saying? Why would they do less work when they can bill it to the insurer?

Who is footing the bill for the rectifications?

As for compensation, that sounds difficult. You had a courtesy car and unless you had an agreed contract for sale, how will you show any loss? The depreciation would have happened even if you had no intention of selling.

Same chain of garages so I guess they spoke to each other. No idea who is footing the bill, certainly not me. I don't have a clear way of showing the loss other than the advert I originally put out and what the now adjusted price would be. I'll definitely be sending a letter to the insurance company and go from there.
 
Sounds like the chain is covering it then, in which case I can see why they might try and avoid doing the work.

Imagine if you had done this outside of the insurers repairer network. You wouldn't have had an independent mechanic to side with you! Although you may of course have received a better service.

I hope the insurer bills them for the courtesy car. That should hurt them.
 
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aux belt and crank pulley where replaced

crank pulley had been poorly replaced by them (liquid welded onto the crank), this jammed on test drive and caused something to jump (i presume timing)

so they had to tow it back and it sat there for months

or something else major happened causing the engine to stop in it's tracks and seize up. im not a professional mechanic lol

Ahh, I thought you meant an auxiliary pully not the crankshaft one.

However this does make the situation more interesting.

Why was the crank pulley being replaced?

Was it loose and wobbling?? (This is an important question)
 
Ahh, I thought you meant an auxiliary pully not the crankshaft one.

However this does make the situation more interesting.

Why was the crank pulley being replaced?

Was it loose and wobbling?? (This is an important question)

Yeh , there is a common issue with the crank pulley slipping and creating a squeeling until warmed, we had noticed as well that the pulley was wobbling which is why we had taken it to the garage to be replaced.

The garage replaced it once along with the belt which I was told to come and collect. Once collected I drove from the garage , probably 100 yards and felt the engine was not pulling and felt 'tight' too which the dash lit up like a Christmas tree. Turned around and took back to garage too be told pulley has failed and 'aux belt jumped off' on first time. The car had supposedly been test drove, I see that highly unlikely as the car was awful as soon as I left the garage.

Next day we had a phone call saying that a new pulley was required as the first had been damaged along with belt. This time though they recommended that they use some liquid weld to prevent the pulley from becoming loose again, as the crank had become damaged on the shaft. At this point I just said get it working as they recommended. Two days pass , get a phone call saying that they had replaced everything and took for a test drive , unfortunately the engine has failed and looks like the timing has jumped and engine is a right off. And to rub salt in the wounds , told to organise collection of the car as they are wiping there hands of it.

After this I went for some advice from local garages, and all of them said they should have replaced the crank after the first time if it was unrepairable and damaged. And it showed the inexperience of the mechanic/garage doing the job.

Up to now we are awaiting to hear back from Bosch, as to how this is going to be sorted.
 
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My other half had an accident last year and we had to send the car back 3 times. I argued several times that the wheelbase on the passenger side was out by about an inch and a half. The manager kept fobbing me off saying the tracking was fine. Eventually I won and it turned out both the wishbone and damper were bent! Not to mention I had to have paintwork re done as half the stuff like fog light covers etc were still scratched from the accident and not even put back on correctly.

If there will ever be a next time I think I will haggle with the insurance company to let me get it repaired at a garage of my choice.
 
Well. The authorised repairer turned up today to pick my car up and drop off a hire car. Apparently my car was too big for their low loader so they're coming back for it tomorrow.
You couldn't make it up. It's not as if there are different sized 2006 Honda Accords?
 
The motor trade seems to have more than its fair share of cowboys, just look at the thread on here where some of the fitters would turn away a customer who photographed their own car before leaving it in the care of the garage. Apparently they could be problem customers, the ones who are able to prove a cack handed grease monkey damaged their vehicle.
 
£2k depreciation in 3 months seems a bit on the high side...are you sure you weren't comparing dealer prices before to private sales now?!
 
This is why I usually do with smaller, specialist insurers. From experience the big insurers are mostly quite terrible when it comes to making a claim :/
 
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