Cameron's housing plans

robfosters · 7 Oct 2015 at 18:34

So now builders will not have to offer affordable housing with new developments and so the social housing pool with dwindle even further.

And these new starter homes will cost between £250k-£450k. How many of you youngsters on here who want their own home could comfortably afford a mortgage like that? I digress however.

Again, what happens to the genuine disabled adults who are unable to work but wish for their independence and place of their own?

There will be very little social housing available, and these new plans will turn social housing areas into bigger cesspits than they are now. Trust me on that one.

They obviously cannot afford one of these new homes, so where are the poor buggers left? Can't Cameron give us any details at all on how this situation will be dealt with in the future?

Doug73458 · 7 Oct 2015 at 18:40

Outrageous really. This country really does need change ASAP

scorza · 7 Oct 2015 at 18:41

Got a link for that? I watched Camoron's speech live and there was a strong wiff of bovine faeces when he said that bit but obviously didn't give us any detail to spot the problem. It did strike me that it may have been a decent idea if he hadn't replaced the affordable homes initiative with this, rather he could have complemented it.

Jim99 · 7 Oct 2015 at 18:42

To be fair to them, if you're building in the Southeast I think it could be difficult in places to get them significantly under £250k.

I agree that £450k is nuts, but even shared ownership goes up to £600k properties in London IIRC. It's certainly got little to do with helping first timers.

Woden · 7 Oct 2015 at 18:46

I'm 32, working full time and can't get, let alone afford a £250k mortgage, and in way over minimum wage.

scorza · 7 Oct 2015 at 18:47

Basically the government is assuming that you're a couple, and that neither party in the couple is going to stop working to say, have a baby.

Edit: I have trouble believing that map of London though.

opstrat · 7 Oct 2015 at 18:54

Woden said:
I'm 32, working full time and can't get, let alone afford a £250k mortgage, and in way over minimum wage.

same here.

where i stay they have built three new housing schemes in the last 10 years. cheapest house started at roughly £200k up to £400k.

they are now planing a new estate at the other end of the village with houses going for between 300k and 500k.

yes people will be buying them but the land could be used for houses that other people can afford.

Brutal biff · 7 Oct 2015 at 18:58

Tories don't think about people who work on min/living wage they only think about people who live and work on 40k plus

thebennyboy · 7 Oct 2015 at 18:59

What a load of BS, he care less about the poor than the dog crap on his shoe.

Roar87 · 7 Oct 2015 at 19:03

The average salary in London is about £35k, so a couple both earning that could afford a house costing £245k, seems some what below the £450k there

Glaucus · 7 Oct 2015 at 19:06

Also op doesn't make sense, is fit affordable housing or social housing or both, most development had both.

Anyway there will have to be affordable housing regardless off government plans.
Otherwise house prices will fall and become affordable.

It would actually be better for the general public, if all housing scheme for ftb etc where scrapped, which are all artificially keep house prices high.

dowie · 7 Oct 2015 at 19:06

robfosters said:
So now builders will not have to offer affordable housing with new developments and so the social housing pool with dwindle even further.

good

tis a complete farce requiring a private development to have a quota of social housing which no one wants to live next to due to the obvious potential problems

opstrat · 7 Oct 2015 at 19:08

Personally the whole right to buy scheme should never have happened.

robfosters · 7 Oct 2015 at 19:08

dowie said:
good

tis a complete farce requiring a private development to have a quota of social housing which no one wants to live next to due to the obvious potential problems

So how do we provide homes for the needy?

antijoke · 7 Oct 2015 at 19:15

dowie said:
good

tis a complete farce requiring a private development to have a quota of social housing which no one wants to live next to due to the obvious potential problems

Lol.

Woden · 7 Oct 2015 at 19:17

robfosters said:
So how do we provide homes for the needy?

Government is to fund 200,000 Park benches by 2019

koolpc · 7 Oct 2015 at 19:18

Could never afford a mortgage these days. Thank goodness we payed ours off 10 years ago! Young people are stuffed these days.

twist3d0n3 · 7 Oct 2015 at 19:19

dowie said:
good

tis a complete farce requiring a private development to have a quota of social housing which no one wants to live next to due to the obvious potential problems

Terminal_Boy · 7 Oct 2015 at 19:19

I fully expect Cast Iron Dave to deliver pricisely zero of what was promised during that speech.

dowie · 7 Oct 2015 at 19:21

robfosters said:
So how do we provide homes for the needy?

same way we do at the moment - housing benefit in the rental sector, housing associations and council accommodation

could easily build more council or housing association homes in London for example if we flogged off the ones in more expensive areas

there is no 'need' for a new private development to have to provide social housing... then you get silly situations like a new block of posh apartments having a separate 'poor door' for the social tenants because the housing association can't cover the cost of a hotel style lobby + concierge etc... (plus it helps when marketing the flats to separate the social housing ones anyway)