Forced out of our home with nowhere to go

If the roofs not covered by the insurance then its the leaseholders who foot the bill for the repairs, normally you would be paying 'extra' on top of normal service charges, this money goes into a sinking fund to cover situations like this. How much money is in the sinking fund if any should be noted in your yearly statement from the management company. To make matters more complicated the management company may need to put the work out to tender, which then has to be agreed by the residents.
Were the purlins rotten/rusted through or broken due to recent weather?
 
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Well it doesn't matter where i live i couldn't afford children. Definitely not 4 and neither could most of the population if it wasn't for living off the backs of other people.

Cry me a river.

Tough life the council is not giving you something for free... What happens if my roof caves in? I have to find some where else. Deal with it.

I think its for the best you can't afford any kids.
 
Yeah, some of this is of your own making. The structure is unsafe, they offered you another location. If the beds are that terrible, ask to have your ones moved.

Nobody forced you out to the streets, its not ideal but you are hardly homeless

This is the problem, they won't help with any removal costs whatsoever.

An insurance policy should be like for like. Not bottom of the bucket. If we were in some way responsible for the damage we would take anything offered, and if nothing was it would be our fault. In don't see why we should have to compromise so much.
 
Well it doesn't matter where i live i couldn't afford children. Definitely not 4 and neither could most of the population if it wasn't for living off the backs of other people.

Cry me a river.

Tough life the council is not giving you something for free... What happens if my roof caves in? I have to find some where else. Deal with it.

Are you serious?
 
Why is it so bad that you can't live there for like what, a week or so?

I saw what looked like a large amount of blood on one mattress, my daughter said another had lots of brown stains. All the net curtains were covered in black dust from the building works across the road.

If our home was a dive I wouldn't mind but it doesn't seem right to ask us to live in these conditions.

Even as a student I never had to live in anything that bad.
 
Well it doesn't matter where i live i couldn't afford children. Definitely not 4 and neither could most of the population if it wasn't for living off the backs of other people.

Cry me a river.

Tough life the council is not giving you something for free... What happens if my roof caves in? I have to find some where else. Deal with it.

It's not the OPs fault you're too poor to afford kids, he's already stated him and his partner work and they're not sitting round on benefits so I'm not sure why you're banging on about living off the backs of others.
 
Well it doesn't matter where i live i couldn't afford children. Definitely not 4 and neither could most of the population if it wasn't for living off the backs of other people.

Cry me a river.

Tough life the council is not giving you something for free... What happens if my roof caves in? I have to find some where else. Deal with it.

Everything we have we have paid for ourselves. We've never taken anything from parents or friends.

Expecting the council to rehouse us temporarily isn't asking for a handout. If you claimed on your insurance policy would you be asking for a handout?

I think people are confusing the issue because the landlord is the council. Would people have the same view if it was a private landlord. We didn't move on or buy the flat when it was owned by the council. We don't know when it was last a council maintained flat. We bought it on the open market through an estate agent.
 
This is the problem, they won't help with any removal costs whatsoever

As much as I can sypathise with the situation you are in through no fault of your own, statements like that do smack a little of entitlement...

You have a problem in the beds especially are not fit for purpose, you say you are both working professionals (ok your wife is inbetween jobs), but because the council won't pay for the moving of your beds there's nothing you can do?

Then just pay for it yourself, or buy some new cheap mattresses? It's not ideal I know but it solves the problem you have. Then clean the place up and make it habitable for the short term you have to live there.
 
Well it doesn't matter where i live i couldn't afford children. Definitely not 4 and neither could most of the population if it wasn't for living off the backs of other people.

Cry me a river.

Tough life the council is not giving you something for free... What happens if my roof caves in? I have to find some where else. Deal with it.

Not sure you're really understanding the OP, which may be fair enough as it wasn't exactly well described.

My understanding
OP owns flat. Council owns building flat is in. Therefore OP only has contents insurance which won't cover for damage to the building. [Having never owned a flat I'm not sure if there is buildings insurance for flats which OP could have got?]

Council should cover cost of short stay in an appropriate, clean environment which is suitable for a typical family that could live in OP's flat. This would be covered by management fee and associated insurance. I made the assumption OP pays a management fee as any other private flat would have.

If your roof fell in you would be on the phone to your buildings insurer to do the same. If you rented you would be on the phone to the landlord.

Get the chip off your shoulder. You picked to live in London.

OP, while I realise it won't help now. This is the primary purpose of an emergency fund. Sod waiting for others to do stuff for you, you use the fund to pay for it then try to claim the costs back when everything is sorted. For now, head to Citizens Advice and/or a solicitor.
 
Were the purlins rotten/rusted through or broken due to recent weather?

I didn't even know what a purlin was until this weekend. The is no evidence of rot. The engineers say they have never seen anything like this before. The purlins / roof should last another 50 years.

Their best guess is they were never fitted correctly.
 
I can't afford children even if I wanted them and have to spend £750 to rent a crappy one bed. You struggle to get any sympathy from me. You probably got your current house for next to nothing.

seeing as we are giving out pointless and useless statements.

You could get a 4 bed detached house up here for that. you should do that.

so 0 sympathy for you, you can always adopt
 
As far as i'm concerned the council should be putting him and his family up in a suitable hotel or a suitable property. Not a crack den that isn't safe for kids. If the lease was with a private company this is what would happen.
 
We all know what 'should' happen in the ideal world, but unfortunately it isn't happening (mainly I expect because the Council doesn't have property or the willingness to spend any budget) so you just have to sort the problem yourself

Kemik said:
OP, while I realise it won't help now. This is the primary purpose of an emergency fund. Sod waiting for others to do stuff for you, you use the fund to pay for it then try to claim the costs back when everything is sorted. For now, head to Citizens Advice and/or a solicitor.

Exactly
 
This is the problem, they won't help with any removal costs whatsoever.

An insurance policy should be like for like. Not bottom of the bucket. If we were in some way responsible for the damage we would take anything offered, and if nothing was it would be our fault. In don't see why we should have to compromise so much.
Your responsible for building maintenance, albeit through the management company, If the fault is due to not maintaining the property, then it is your fault.

EDIT just seen that the purlins werent faulty just possibly misinstalled.
You need to see a copy of the buildings insurance to see whether alt accommodation is provided for.
The council (acting as the council) have fulfilled their obligations by finding you somewhere to stay.
It could be argued that the council (as freeholder) have been negligent in supplying a building that wasn't constructed to proper stds, and hence should be liable for any expenses incurred due to building being unhabitable. So you need to keep all receipts etc, get a solicitor.
 
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Your responsible for building maintenance, albeit through the management company, If the fault is due to not maintaining the property, then it is your fault.

It's actually the management company's fault. Hence why they have insurance. It'll be in the lease terms.
 
Expect it to be worse in years to come. Loads of immigrants coming in not to mention 20k Syrians and the Tory voters giving the go-ahead to pretty much sell of or decimate social housing. Flats used by crack heads will probably be the only thing left because they will not be able to afford 6 people in a B&B. Years ago before the country was bursting you would have been put up in a B&B at no cost until everything was sorted.


Today you might as well invest in a 6 man tent and use the local leisure center to shower and wash and a dry cleaners for the clothes.
 
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