The cheek...
It amazes me how women seem to be able to rationalise what is basically not theirs as something owed to them.
Not doing a lot for the feminist fight is it...
Buying a house with girlfriend ?
- Thread starter baz178
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The cheek...
It amazes me how women seem to be able to rationalise what is basically not theirs as something owed to them.
Not doing a lot for the feminist fight is it...
Depends who's name is on the deeds..
"A property can be owned by just one person (a sole owner), or it can be owned jointly. If you and your partner own your home together, both your names will be on the title deeds. The person whose name is on the title deeds doesn't necessarily need to be the person who has paid for the home or taken out a mortgage to pay for the home - although the details of the mortgage will appear on the title deeds themselves."
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Is entirely not the same as being in each other's space all the time - even just the psychological effect of knowing you've got your own place to "retreat" to can make a massive difference!
I'm not by any means saying it won't work, but I think buying together is a very big commitment to make when you don't even know what it's like to/if you can live together!
See I hardly hear of men doing the same thing.
As I inferred, if you divorce, just split it down the middle... cake and eat it comes to mindI just don't see setting up a pre-nup as a very honourable thing to do, nor do I necessarily see it as responsible because you are essentially advocating your accountability and responsibility to your marriage by saying "yeah, could well fail. Actually, it it starts to fall apart then I won't bother trying, I'll just bail out and go back to how it was before".
.... which then brings me back to the question of why get married?
That is a very naive and unrealistic mentality, bordering on the kind of idealistic views I had when I was in my teens. By making a pre-nup or similar you are not setting up to fail, you are just taking sensible precautions in case the worst happens. Marriage isn't an episode of My Little Pony, it's a löegally binding commitment where if the worst happens your life can be destroyed. There are enough stats and experiences with broken marriages for the last few decades to be able to know that there IS a chance you will get divorced, and only a fool would not take that into account when getting married.
Sadly, the finer points of this kind of psychology are lost on most people... they only see sense when it's too late!
Soldato
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Yep thats true. It is one of my lifes risks which I am happy to take at the moment.
As long as you have lived together and gotten to know each other then it is a good move. The wife and I lived together after courting for about 2 years as we were with our parents up to that point. We then bought our first home (approx 27 years ago now!)
There is no such thing.
If you have no children and the other person has not contributed to the mortgage of significantly to the house upkeep then they have no interest.
Look up resulting & constructive trusts.
Associate
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Strange you have no common law rights financially.
But if you want to claim benefits your partners financial situation is taken into account.
Well we all know why...you may have paid into the 'system' but there no guarantee you get help...because no one really cares..lol
But if you want to claim benefits your partners financial situation is taken into account.
Well we all know why...you may have paid into the 'system' but there no guarantee you get help...because no one really cares..lol
Right, just in that sentence there should be ringing alarm bells.
A girlfriend who is rubbish with money is a major handicap in life and it's not just women who fritter it away either.
A deposit is a first hurdle and she's face planted already, what happens if she gets pregnant or loses her job or gets ill?
It's a bit harsh but you are not being nice in picking up the slack here, you are enabling a failed relationship.
A deposit is a first hurdle and she's face planted already, what happens if she gets pregnant or loses her job or gets ill?
It's a bit harsh but you are not being nice in picking up the slack here, you are enabling a failed relationship.
Soldato
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My girlfriend and I split everything but have seemingly done it slightly differently to most? We both put 1/3 of our wages into a joint account which pays for the mortgage/bills etc. The rest I blow or put into my own savings acc...
This. We do this and we will be saving up for house from the joint. Our personal money can be used/saved however we wish.
But really, buy it together but make an agreement for her to pay more morgage for the first few years to match the deposit.
Soldato
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Far too many people on here who think their partner is out to get them. I can't believe it.
My girlfriend and I have just bought a place together. I contributed maybe 20% more to the deposit and earn more money at the moment so contribute a little more to the household. What we do earn is put together, all bills, savings etc are dealt with, and what's left is split down the middle.
I can't imagine how ridiculous it would be to live in a house with someone where one of you lives an affluent lifestyle and the other barely gets by, or even is worse off that you are. That's just not cool.
My girlfriend and I have just bought a place together. I contributed maybe 20% more to the deposit and earn more money at the moment so contribute a little more to the household. What we do earn is put together, all bills, savings etc are dealt with, and what's left is split down the middle.
I can't imagine how ridiculous it would be to live in a house with someone where one of you lives an affluent lifestyle and the other barely gets by, or even is worse off that you are. That's just not cool.
That's fine...I completely have no problem with adjusting the household stuff...
But its dangerous not being married and allowing your GF to bed down on your hard earned deposit.
If she hasn't got the funds or the inclination to save then she should have no issue with not being on the deeds.
If she is earning and CBA to save she is not taking the relationship seriously in the first place.
Soldato
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It was never that at all. She's 100 times better with money than I am and was the one who encouraged me to start saving for a house after having saved nothing for a year or two.
At the time, she was still at university and when she left she didn't have a well paying job, though still saved a remarkable amount of money. She's done the best she can and so I have I.