Ok so....
I bought 2 things online from a smaller online private retailer. They use sage pay, which always makes me cringe.
Both items showed as being in stock and my debit card was showing as reserving a £100 payment - but to not a specific name.
The company tells me all items will be dispatched next day delivery.
I receive no dispatch emails, i think nothing of it, sometimes things can take a few days. No rush.
Next day out of the blue i receive half the order by courier, with a very crude note "other half to follow" I curse, as is the custom with such things.
I check my mail. Still no dispatch mail. Still full amount of money reserved for a purchase.
5 days pass. I start to think that the definition of next day delivery is a bit stretched so i email them wait 2 more days with no reply. No dispatch mails.
I email again, 2 days pass, no reply. I start googling the retailers name and find a review site with 40+ negative reviews about the very same issue that i'm experiencing. Half filled orders, lies about items being stocked, impossible to speak to them 0844 number with 1 hour waiting times. All the bad things an online retailer should try to avoid to stay in business.
OK cut to the chase, The bank has unreserved the money in my account and its back. The retailer hasn't debited me. Can this company re-pull the 100 quid without my authorization when and IF they send the second part of this order? The reviews say they basically lie and hardly anyone gets their second part of the order. However if the items was in stock at the time the company operates with no issues at all!
I don't wanna name any company.
Items are clothing.
I have the money, not fraud, just wondering how this can work if i cancel rest of order (that will never show up if reviews are to be believed)?
I bought he other half of the order from another retailer now as i cant wait and will try to somehow cancel from the original retailer.
TL
R - Can bank/retailer debit me again for purchase after 7 days without my permission?
I bought 2 things online from a smaller online private retailer. They use sage pay, which always makes me cringe.
Both items showed as being in stock and my debit card was showing as reserving a £100 payment - but to not a specific name.
The company tells me all items will be dispatched next day delivery.
I receive no dispatch emails, i think nothing of it, sometimes things can take a few days. No rush.
Next day out of the blue i receive half the order by courier, with a very crude note "other half to follow" I curse, as is the custom with such things.
I check my mail. Still no dispatch mail. Still full amount of money reserved for a purchase.
5 days pass. I start to think that the definition of next day delivery is a bit stretched so i email them wait 2 more days with no reply. No dispatch mails.
I email again, 2 days pass, no reply. I start googling the retailers name and find a review site with 40+ negative reviews about the very same issue that i'm experiencing. Half filled orders, lies about items being stocked, impossible to speak to them 0844 number with 1 hour waiting times. All the bad things an online retailer should try to avoid to stay in business.

OK cut to the chase, The bank has unreserved the money in my account and its back. The retailer hasn't debited me. Can this company re-pull the 100 quid without my authorization when and IF they send the second part of this order? The reviews say they basically lie and hardly anyone gets their second part of the order. However if the items was in stock at the time the company operates with no issues at all!
I don't wanna name any company.
Items are clothing.
I have the money, not fraud, just wondering how this can work if i cancel rest of order (that will never show up if reviews are to be believed)?
I bought he other half of the order from another retailer now as i cant wait and will try to somehow cancel from the original retailer.
TL
R - Can bank/retailer debit me again for purchase after 7 days without my permission?
