Card Fraud

chris_h

chris_h

chris_h

Associate
Joined
12 May 2014
Posts
173
So this morning I have checked my accounts online, and it looks like someone has booked themselves a nice break away on a little campsite in the heart of the countryside, courtesy of my debit account!

Obviously I have informed my bank who has flagged it as fraud, and if it truly is found to be fraud by the bank then I will get my refund.

However, on my statement I have the name of the campsite...and I am very tempted to ring them and tell them whoever booked on the date the money went out to turn them into the police...or give me their name...

Would this balls up my case?? would you do be tempted to ring the camp site??
 
I'd be tempted to turn up to greet the little gits, but as you've reported it to the bank, its probably best to let them carry out their investigation, I'm sure they will involve the police at some point.
 
Is it a full payment or a deposit?

If the bank reverse the payment it'll be taken from the campsite's account. The booking might be cancelled or full payment might be demanded on arrival. Either way you'll mess up their holiday.
 
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Checked the website, and they want £50 as a deposit.

The amount they took was £214, so I guess that is a full payment.

I have heard of people buying laptops and cars on cards, but a camping holiday?
 
Np. I actually had this whilst at college with a gym membership. A lad knew I had it and was paying DD. He went and signed in with a name almost identical to mine then claimed it was him paying for his place (not me).

Obviously I was livid and when I saw him confronted him cue silence followed by mates telling me smack him one (he was sitting on the floor at the time and wouldn't get up even when tutor arrived). Don't kick a man while he's down and all.

Yea he went and made out he was a victim and the college counselor came and tried to tell me off... She got a choice few words... My tutor then tried a similar line until I told him and then explained the situation. Never raised again after that.

I did cancel membership though due to how the gym handled it eg not believing me.
 
How were they able to book online without stumbling at the Verified by Visa page which pops up when you try to pay for something at a new site for the first time?
 
Funny this thread popped up. My wife checked her credit card today and found she has only 200 quid left out of 1000. Only got it last week and all we have used it for is paying Virgin media and O2 bills which are 70 and a few small shops, like aldi for nappies and my new vape mod kit.

Called the CC people and they went through transactions and we noticed 3 that we didn't know about. One was Kulula twice for some holiday and Bigoptions. Had a google and seems some sort of broker. With 250 min deposit, funny enough thats the amount that was used on her card. The card is now blocked and CC people are investigating it. We will get the money back onto the card.

She is shocked about the whole thing as its her first CC. Tempted to email the two companies and see what they say.
 
I just tried to book on the campsites website, they need the security card on the reverse of the card.

I just don't know how they have managed it, unless it is a banking error.

I am still very tempted to ring them and ask them personally for the cash back
 
mrk said:
How were they able to book online without stumbling at the Verified by Visa page which pops up when you try to pay for something at a new site for the first time?
Click to expand...

We didn't get that when I used it to pay Virgin. That was the first use of the new card too. One thing that springs to mind is I paid the O2 bill over the phone. I got african call center and the woman on the phone asked for card details and address etc 3 times. Kulula holidays is based in Africa if my google skills are anything to go by.

Hmmmm.
 
Most places when you place and order over the phone, e.g. takeaway delivery, will take all the card details including the security code and you address. There is nothing stopping the person writing you details down and passing on to someone else.
 
The campsite will be the ones that lose out.

They will have the monies taken from them in the form of a chargeback and have to pay a fee on top of that for the pleasure.

You should get your money back from the bank, leave it to them.

We have this conversation a lot in work, its easier for someone to use your card for fraud than it is for you to use your own card.
 
It's a bizarre choice of purchase for a fraudulent transaction, "Hey, I've committed a crime, and I'll be at a specific location on a specific date if you want to arrest me."
 
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