Travellers rejoice - the Supercard is here.

Just received an email stating that my Supercard has been stopped! It's because the PIN doesn't work and a replacement has been sent. Lucky I'm not travelling until September :/
 
This is where they travellex say make sure you have a backup card. Which is basically a cop out for the fact they don't have any mechanisms in place to help people.

I lost my Beta supercard in Chile, they basically said too bad, we will only send a new one to your home address.

I previously had a travellex cash passport globe. That randomly stopped working in Seville. I called them and they said they can't get me another card instead they will send me my money to a western union.

Was it Barclaycard that used to run ads about these sort of things, and claim to get you a replacement card wherever you are in the world?
 
You get the same protection as you'd get if the same thing happened with your regular debit card. i.e report the fraud, and try to convince the provider to do a visa/mastercard chargeback.

obviously, if you pay with a credit card instead, then you get Section 75 protection.

Not sure this is the case if you read the terms and conditions it states they will only pay back percentage of the loss.
 
They have to obide by MasterCard t&c which include charge backs.
As does visa, banks have to agree to these terms to use the cards. How esay it might be is a different matter. But it is getting easier as more people know there rights.
 
Think I'm going to try that revolut card. It's a bit late for this year's summer trip, but I plan on going away again in October
 
Just had a few days in Germany where I got stung by fees - I may well be going back in a few weeks so I've ordered a Revolut card.
 
Just had a few days in Germany where I got stung by fees - I may well be going back in a few weeks so I've ordered a Revolut card.

Get yourself a good credit card instead. These prepaid things are really not that good especially if your card gets cloned or something.
 
Got a Revolut card and used it in Italy with no problems at all. I just use the Revolut card for cash withdrawals and the Supercard for purchases.
 
[TW]Fox;29788637 said:
Get yourself a good credit card instead. These prepaid things are really not that good especially if your card gets cloned or something.

Actually the Revolut card isn't that bad at all as you can block/turn it off when you aren't using it, turn the magnetic strip off, use location detection on your phone so when it's used where you aren't it is rejected etc.
 
Or you could just carry one good card and remove the need to faff about working out how much to load and protect yourself properly in the event of fraud.
 
[TW]Fox;29788645 said:
Or you could just carry one good card and remove the need to faff about working out how much to load and protect yourself properly in the event of fraud.

Hardly a faff, use the app before you go out which takes 5 secs and draw it all out then if it gets skimmed, there isn't any money on it. The only reason I use the Revolut card is for cash
 
Hardly a faff, use the app before you go out which takes 5 secs and draw it all out then if it gets skimmed, there isn't any money on it. The only reason I use the Revolut card is for cash

In what way is this better than just using a fully protected zero fee credit card? I don't even need to think about it, I just tap contactless like I'm at home. No stupid apps, no preloading, no stupid online only authorisation...

Why is everyone so desperate to ignore the obvious, cheapest and most secure option in favour of these cards that look designed for a school kids first ski trip? :p
 
Just had a few days in Germany where I got stung by fees - I may well be going back in a few weeks so I've ordered a Revolut card.

[TW]Fox;29788637 said:
Get yourself a good credit card instead. These prepaid things are really not that good especially if your card gets cloned or something.
Not everyone can get a credit card.
 
[TW]Fox;29788662 said:
In what way is this better than just using a fully protected zero fee credit card? I don't even need to think about it, I just tap contactless like I'm at home. No stupid apps, no preloading, no stupid online only authorisation...

Why is everyone so desperate to ignore the obvious, cheapest and most secure option in favour of these cards that look designed for a school kids first ski trip? :p

Are there credit cards with zero fees/cost for cash withdrawals?
 
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Not everyone can get a credit card.

True, a very small minority cannot get credit cards. But if we drew a venn diagram of people who get refused credit cards and people who travel the globe spending money abroad there would be very little overlap.

Are there credit cards with zero fees/cost for cash withdrawals?

Yes - a few. They are not truly zero cost because they charge interest from the withdrawal day but on say a Halifax Clarity this works out at something like 1.5% per month outstanding. So if you take out £200 and leave it outstanding an entire month it costs like 3 quid. And realistically you wouldn't need that much cash anyway (as everywhere takes card).
 
[TW]Fox;29788760 said:
And realistically you wouldn't need that much cash anyway (as everywhere takes card).

That's partially true. As an example, I was in Capri the other day and we had lunch, it came to €35 and I went to pay by card and was told they had a €45 minimum charge for use of cards, so I used cash. After that we went for some gelato which cost €6 and they didn't bother taking cards. Repeat that for a few days and you can see you can burn through €200 quite easily.

Another example, I was travelling in Bangladesh, India and Bhutan last year. Many places where we were didnt take credit/debit cards, only cash.
 
Sure, Asia/India is somewhat different but 99% of 'which card herpderp' threads are about Europe and North America. North America is almost entirely cash-free though parts of Europe can be a bit weird about card, surprisingly the most trouble I've had was Germany.

But that's why a good credit card is such a good option - need cash? You've got cash. Need card? You've got card. All at the best rates with the best security and the highest level of convenience.
 
[TW]Fox;29788865 said:
Sure, Asia/India is somewhat different but 99% of 'which card herpderp' threads are about Europe and North America. North America is almost entirely cash-free though parts of Europe can be a bit weird about card, surprisingly the most trouble I've had was Germany.

I agree with what you are saying, North America is pretty much like the UK and I just use my card everywhere but I like to travel to places other than just Europe and the US, in fact the majority of my holidays are outside those areas. I will be cycling in rural Nepal in November and most of those places will only take cash, in fact it is often just easier to take either £ or $ and change it up over there as even ATMs are unreliable.
 
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