Insurer back charging me £1000+
- Thread starter NVP
- Start date
His insurer?
Why is this guy getting help? I personally hope you get taken to the cleaners, lose your ncb and do a 5-10 stretch whilst regularly getting language!by your cellmate on a nightly basis. We all have to play by the rules.. what makes you the exception?
They won't pay because his policy would be void. But I think your insurer may take him to court (if you have legal cover), who almost certainly will order him to pay the full cost of the damage.
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Which if he's illegally insuring his car to avoid the cost, he won't have the money to pay my/my insurer costs anyway.
It's just as bad as not taking out insurance.
Now that everything is electronic with the licence points, over the years this should be eradicated hopefully.
Not quite right. They will pay, and then potentially take him to court afterwards to recover their costs although this is an extremely rare situation, even when someone hasn't declared points/claims.
I'm not seeing any post from the OP stating he deliberately lied to his insurers so I don't think the "you deserve it" posts are necessary really.
So ancient you struggle to make out the speed limit signs, ya?
Nah I just enjoy driving fast, if I'm caught I pay for my crimes
Yea but data protection rules mean they won't have access to your licence details whenever they like. They still have to request them from people :/
Which is fine, as when it comes to renew time, it's no longer all that "sorry, I don't know where my paper part is" etc. It will be that the insurance is void if you don't provide the information. Simple as that.
Yes OP! everyone here is whiter then white, savours of man kind I call them.
Some people need to take their own heads out of their own arses.
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Absolutely untrue. His insurer has legal obligations under the road traffic act which they cannot avoid by virtue of an issue like this.
Yes OP! everyone here is whiter then white, savours of man kind I call them.
Some people need to take their own heads out of their own arses.
Doubt many here are dumb enough to 'forget' an endorsement for two years and then go back to the insurerer and mention it at renewal.
If the OP had an accident and the insurance company found out about the endorsement it's possible they could have tried to recover the costs from him as the insurance is technically invalid (even though they're legally bound to cover the third party's costs).
The whole thing is just dumb.
A mate was lucky with his, they simply removed the difference from his claim payout (something like £50 for an SP30).
That's the thing, I assumed I'd told them about it when I got the points which is why I didn't think twice about mentioning it at renewal when they asked what was on my license.
I do feel quite dumb, tried to save a few hundred on my renewal and ended up costing myself a G.
Lets hope so Janesy B, but its comicial at the amount of posts throughtout this forum making out they never put a foot wrong and can't wait post reminding others! lol
Contrary to popular internet belief, this is actually what usually happens.
